Core Viewpoint - The company has established a stable and efficient cross-border trade settlement system with Russian clients, utilizing RMB for transactions without relying on the SWIFT system [1] Group 1: Settlement Method - The company primarily uses cross-border trade RMB settlement for transactions with Russian clients [1] - This settlement method allows direct clearing of RMB funds between Chinese banks and Russian clients [1] - The current banking settlement operations are functioning normally, ensuring a smooth transaction process [1]