Core Viewpoint - The rapid development of internet finance has transformed traditional financial services, making them more accessible, but it has also increased the risk of financial fraud, necessitating heightened vigilance from users and proactive measures from financial platforms [1][2][5]. Group 1: Fraudulent Activities - Fraudsters are using "00" prefixed phone numbers to impersonate official customer service representatives, posing significant threats to user financial security [1][2]. - A typical case involved a user receiving a call from a fraudster claiming to be from "还呗," who used personal information to create a sense of urgency regarding account issues, demonstrating the tactics of precision disguise and panic creation [2][3]. - The ultimate goal of these scams is to induce users to transfer funds or provide sensitive information, often through deceptive links or requests for verification codes [3][4]. Group 2: User Awareness and Protection - Users are encouraged to verify any unsolicited calls or messages through official channels, such as the official app or website, to avoid falling victim to scams [3][4]. - Financial platforms like "还呗" are taking steps to enhance consumer protection by improving data security measures and actively monitoring for suspicious activities [4][5]. - Continuous education on fraud prevention is being promoted by financial service platforms through various channels, aiming to increase user awareness and encourage reporting of suspicious activities [4][5]. Group 3: Industry Responsibility - The fight against financial fraud is a collective responsibility within the financial industry, requiring collaboration among various institutions to develop a comprehensive defense system [5][6]. - The industry is investing in technology and knowledge dissemination to build a robust financial fraud prevention framework, emphasizing the importance of user vigilance alongside institutional efforts [5][6]. - Financial fraud prevention is recognized as an ongoing battle, necessitating constant adaptation and user education to effectively combat evolving fraudulent tactics [6].