Core Viewpoint - Jiujiang Bank has successfully provided a customized financial service solution to a leading domestic rubber wood finger joint board manufacturer, enhancing its liquidity through innovative collateral management and financing strategies [1][2]. Group 1: Financial Innovation - Jiujiang Bank has introduced a new financial service model by providing a credit line of 50 million yuan and issuing an initial loan of 5 million yuan to a local home furnishing company [1]. - The bank's approach includes using a financial cloud warehouse to incorporate inventory wood into a floating collateral category, which alleviates the company's liquidity pressure [1][2]. Group 2: Industry Context - The local government in Wuning County is accelerating the development of a "1+3+2" green ecological industrial system, with the smart home industry beginning to form a cluster effect [1]. - The targeted company primarily imports rubber wood from Thailand, facing challenges such as long shipping cycles and rising prices due to reduced production in Thailand, leading to increased inventory and operational funding pressure [1]. Group 3: Customized Financial Solutions - Jiujiang Bank has tailored a financial service plan that includes a dynamic assessment mechanism for the value of collateral wood and the company's credit status, ensuring that loan terms align with the company's procurement, production, and sales cycles [2]. - The bank is also encouraging the company to apply for patent pledge interest subsidy policies to further reduce financing costs and support business growth [2]. Group 4: Future Directions - Jiujiang Bank aims to continue focusing on local industry transformation and upgrading by providing more targeted and effective financial solutions, contributing to the high-quality development of key industrial chains in the region [2].