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点赞|兴业银行惠州分行:金融惠民 创新打造远程尽调体系
Nan Fang Du Shi Bao· 2025-11-10 09:53
Core Viewpoint - The article highlights the innovative remote due diligence model implemented by Industrial Bank Huizhou Branch, which enhances financial service efficiency and risk management, supporting the "Hundred Million Project" and contributing to high-quality development in Huizhou [2][4][7]. Group 1: Remote Due Diligence Innovation - The remote due diligence system integrates satellite remote sensing, real-time audio-video interviews, and multi-source data cross-verification, addressing traditional due diligence challenges such as time-space limitations and low efficiency [2][4]. - In a case involving an overseas project, the bank utilized satellite remote sensing technology to analyze geographical data over six key time nodes, producing a comprehensive risk analysis report in just seven days, achieving a 70% efficiency improvement compared to traditional methods [4]. - The remote due diligence model has served dozens of enterprises, providing efficient financial support while successfully avoiding multiple potential risks, leading to a win-win situation for service efficiency, risk control, and cost reduction [7]. Group 2: Recognition and Impact - The bank's practice was awarded third place in a financial system speech competition, showcasing the integration of Chinese financial culture with business practices, receiving high recognition from industry experts and regulatory bodies [5]. - The remote due diligence system has not only facilitated project implementation but also contributed to employment stability and industrial chain collaboration, demonstrating the effectiveness of digital financial services in industrial upgrading [4][7]. - The bank plans to continue deepening digital financial innovation and optimizing remote due diligence technology and service models to enhance financial service coverage and precision, contributing to the development of the real economy and improving public welfare in Huizhou [7].