Core Insights - The "Xianjin Tong" digital financial platform in Xianning, Hubei Province, has significantly supported the China Bank Xianning Branch in serving the real economy, with over 2.5 billion yuan in loans disbursed by June 18, benefiting more than 110 small and micro enterprises and urban residents [1][2] Group 1: Support for Small and Micro Enterprises - The Xianning Branch focused on addressing the financing difficulties of small and micro enterprises, issuing 330 million yuan in inclusive loans to 51 small entities through the platform [1] - A specific agricultural trading enterprise in Jiayu County received a rapid loan approval of 10 million yuan within just two days, alleviating their funding shortage during the procurement season [1] Group 2: Services for Individual Residents - The branch issued 4.05 million yuan in personal operating loans in the second quarter, utilizing products like merchant convenience loans and E-commerce loans [1] - A resident in Chongyang County successfully obtained a 200,000 yuan loan for expanding her hotel business, highlighting the platform's accessibility and lower interest rates compared to the market [1] Group 3: Digital Empowerment and Efficiency - The "Xianjin Tong" platform has achieved full service coverage across 11 branches, with over 80% of 150 registered users completing credit applications via mobile [2] - The average approval time for small and micro enterprises has been reduced to within 24 hours, enhancing the flow of financial resources to the real economy [2] Group 4: Future Development Plans - The bank plans to deepen the application of the platform by expanding collaborations with agricultural cooperatives and business associations [2] - A "mobile financial service team" will be established to reach parks and communities, translating more beneficial policies into tangible development outcomes [2]