金融气象指数
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山东:多部门联合出台金融气象协同联动实施方案 助力经济社会高质量发展
Qi Lu Wan Bao· 2025-11-26 04:27
Core Viewpoint - The implementation plan aims to enhance the collaboration between finance and meteorology in Shandong Province, promoting high-quality economic and social development through innovative financial meteorological services [1][2][3] Group 1: Key Tasks - The plan outlines five major tasks: 1. Deepening meteorological services in the insurance industry, focusing on innovation in agricultural and livelihood insurance products [1] 2. Developing banking meteorological services, enhancing credit business support through meteorological technology [1] 3. Advancing the construction of a financial tool system related to meteorology, including the development of financial meteorological indices [1] 4. Strengthening collaboration in key areas, establishing a comprehensive meteorological service system for enterprises [1] 5. Enhancing foundational support for financial meteorology, improving technological innovation and information capabilities [1] Group 2: Insurance Sector Initiatives - In the insurance sector, the plan includes building capabilities for meteorological disaster-related livelihood insurance services and conducting research on disaster risk management [2] - It emphasizes improving agricultural meteorological disaster risk monitoring and establishing a performance evaluation system for agricultural insurance institutions [2] - The plan also aims to innovate meteorological index insurance products across various sectors, including energy and transportation [2] Group 3: Banking Sector Initiatives - The banking sector will see the creation of a "bank + meteorology + insurance" service model, with the introduction of financial meteorological indices related to temperature, drought, wind, and sunlight [2] - The plan encourages differentiated management of credit limits and loan rates for relevant entities and promotes climate risk stress testing in sensitive industries [2] Group 4: Risk Management and Support - A financial risk management meteorological service system will be established, focusing on a comprehensive service collaboration framework for disaster management [3] - The plan includes developing a technical framework for corporate climate risk assessment and enhancing information sharing mechanisms across industries [3] - The implementation signifies a transition from exploratory mechanisms to a systematic and standardized approach in financial meteorology collaboration [3]