Workflow
银联标准电子钱包
icon
Search documents
“银联模式”出海有术 推动二维码互联互通
中国银联介绍,此次合作遵循的G2G模式,由两国央行牵头制定顶层合作框架并负责指导实施,银联作 为对外窗口与境外网络进行业务对接,通过与境外二维码网络一点对接,可实现快速、大规模拓展银联 全球二维码受理网络。合作落地后,将显著提升两国居民跨境移动支付体验,助力商家拓宽客源,促进 两国经贸交流和人员往来。 ◎记者 温婷 当二维码成为跨境支付的重要渠道,推进各国二维码标准互认互通,就成为打造关键金融基础设施的重 要一环。上海证券报记者9月17日从中国银联获悉,面对二维码跨境支付新需求,中国银联创新推出"网 络互联互通"解决方案,构建起政府对政府(G2G)、网络对网络(N2N)双轨并行的"银联模式"。截 至目前,中国银联已在19个国家和地区推进二维码跨境互联互通合作。 今年9月,中国印尼跨境二维码互联互通项目启动双向试点运行,中国境内受邀用户可使用银联云闪付 App及支付宝钱包,在印尼超过3900万家QRIS受理商户扫码支付;同时,MyBCA、ShopeePay、 DANA、Mandiri、GOPAY等33款印尼主流电子钱包用户,也可在中国境内银联及支付宝二维码试点商 户直接扫码消费。 该项目在完成试点运行后,预计于 ...
坚守服务高水平对外开放初心 推进共建“一带一路”高质量发展
Jin Rong Shi Bao· 2025-08-08 07:55
Core Viewpoint - The speech by General Secretary Xi Jinping at the fourth "Belt and Road" construction work symposium emphasizes the need for strategic confidence and determination to create a brighter future for the "Belt and Road" initiative, highlighting the importance of payment systems in achieving economic and cultural connectivity [1]. Group 1: Company Strategy and Development - China UnionPay's internationalization strategy has been continuously advanced since the "Belt and Road" initiative was proposed in 2013, focusing on high-level openness and cooperation [2]. - The company adheres to the principles of shared consultation, cooperation, and mutual benefit, leveraging its network, products, technology, and standards to support the "Belt and Road" markets [2][3]. - UnionPay is committed to expanding its card acceptance and issuance in "Belt and Road" countries, with nearly 90% of these markets now able to accept UnionPay cards [4]. Group 2: Payment Network Expansion - UnionPay has significantly increased its acceptance network, with coverage in various sectors such as airports, supermarkets, and restaurants, achieving over 90% acceptance in markets like Italy, New Zealand, and Turkey [4]. - The company has issued nearly 200 million UnionPay cards in "Belt and Road" countries, with one-third of these markets having local card issuance [4][5]. - UnionPay is actively promoting mobile payment products tailored to local payment habits, launching over a hundred UnionPay standard e-wallets in several markets [5]. Group 3: Technological Standards and Infrastructure - Since 2017, UnionPay has shifted its focus from traditional card services to deep cooperation on technical standards, promoting its systems and standards internationally [6][7]. - The company has participated in building financial payment infrastructure in countries like Laos and Thailand, enhancing local payment capabilities [6]. - UnionPay has developed local QR code payment standards in collaboration with other card brands in Thailand and Singapore, gaining recognition from local regulatory bodies [7]. Group 4: Future Plans and Initiatives - UnionPay's "Jinxiu Action 2024" aims to enhance payment convenience for foreign visitors to China, optimizing acceptance environments in key cities and various service sectors [8]. - The company plans to deepen its acceptance network and promote cross-border QR code network cooperation, particularly in Southeast and Central Asia [10]. - Future initiatives include localizing services to better meet user needs, seizing cross-border trade opportunities, and accelerating the establishment of payment technology standards [10].