Core Insights - The article emphasizes that intelligent agent technology is a key form of large model commercialization, reshaping banking services and operational models [2] - Intelligent agents are penetrating core areas such as retail finance, corporate finance, risk management, and operational management, becoming a driving force for digital transformation in the banking industry [2] - Despite challenges in technical stability, regulatory compliance, and organizational adaptation, the integration of technology and business needs is showing significant value [2] - As large model capabilities evolve and regulatory frameworks become clearer, intelligent agents are expected to create new growth opportunities in personalized wealth management, real-time risk warning, and cross-scenario business collaboration [2] Development of Banking Intelligent Agents - The report will categorize the development stages of banking intelligent agents, analyzing the scale and characteristics of implementation through expert interviews, public data, and modeling [4] - It will outline the application value and identify challenges in the industry through survey research [4] Implementation Guidelines for Banking Intelligent Agents - The report will provide a framework for the implementation of intelligent agents in the banking sector, analyzing core needs and execution priorities for each stage [5] - This aims to clarify practical paths for industry practitioners and outline actual needs and challenges for vendors [5] Future Trends of Banking Intelligent Agents - The report will assess future development trends in the banking intelligent agent industry, explaining their rationale and significance to provide professional references for industry institutions [6] Case Studies of Banking Intelligent Agents - The report will showcase outstanding and innovative cases within the banking intelligent agent industry, breaking down core business scenarios, solutions, and realized value [7] - It aims to extract reusable practical experiences to provide insights for industry development [7] Expert Insights - The iResearch team invites industry experts to discuss trends in the banking intelligent agent sector, summarizing core viewpoints and presenting them in an "expert card + expert opinion" format [8]