Core Viewpoint - The recent performance of mixed financial products has been strong, driven by the recovery of the stock market, leading to cash dividends being distributed by several banks' wealth management subsidiaries [1][2]. Group 1: Performance and Market Trends - Mixed financial products have shown good performance this year, benefiting from the recovery in the stock market, with major indices in A-shares and Hong Kong stocks performing well [2]. - As of September 11, the total scale of mixed financial products reached 657.87 billion, with an average annualized return of 3.13% since inception as of September 7, indicating a competitive advantage in returns [2]. - The trend of low interest rates has led to a noticeable shift of funds from bank deposits to financial products, providing stable funding for mixed financial products to execute investment decisions effectively [2]. Group 2: Investment Strategy and Product Development - The core advantage of mixed financial products lies in their flexible asset allocation and excellent risk-return balance, making them suitable for individual investors seeking stable returns without high risks [1]. - Banks are encouraged to enhance their compliance management and investor education to meet the growing demand for financial products that combine stability and growth [4]. - The asset management industry should focus on solid fixed income investments while selectively expanding equity investment to maintain a stable and reliable investment profile [3]. Group 3: Investor Education and Compliance - Financial institutions are conducting wealth education activities to help investors understand the underlying asset allocation, risks, and investment directions of financial products [4]. - There is a need for improved disclosure of financial product information, including scale, performance, and fees, to ensure investors can make informed decisions [4]. - Investors are advised to be cautious of market volatility and to diversify their investments to mitigate short-term risks [4].