数据说明： 产品统计范围为理财公司发行的公募"固收+期权"理财产品，统计截止日期为2025年8月21日，统计区间为近6个月。 榜单排名来自理财通AI全自动化实时排名，如您对数据有疑问，请在文末联系助理进一步核实。 二、亮点产品分析 | ਹੈ। ਦੇ ਦੁਰ | 产品名称 | 管理人 | 净值增长 हरू | 最大回撤 | 年代酒时 মুহ | | --- | --- | --- | --- | --- | --- | | | 招零全球资产动量两 年定开10号A款 | 招银理财 | 1.82% | 2.29% | 3.35% | | | | 销售机构：招商银行 | | | | | | 招客全球资产动量十 四月定开10号A款 | 招待理测 | 1.71% | 0.31% | 1.10% | | | | 销售机构：招商银行 | | | | | | 恒睿沪深300指数挂 | 工银理财 | 1.47% | 1.76% | 2.08% | | | 幼6个目完期耳故 | | | | | | | | 销售机构：工商银行 | | | | | --- | --- | --- | --- | --- | --- | | | 丰利兴 ...

Core Insights - The report focuses on the performance of pure fixed income, "fixed income + options," and cash management financial products [1] - The analysis covers the average net value growth rates and highlights top-performing products in each category [5][8][11] Group 1: Product Performance - As of June 19, the average net value growth rate for pure fixed income products with a maturity of three months or less was 1.07%, outperforming cash management products [5] - Among pure fixed income products, 88.55% recorded positive returns each month over the past six months [5] - The top-performing product was Hangyin Wealth's "Happiness 99 Gain Fixed Income (Short Debt) Daily Open Type" with a net value growth rate of 2.89% [5] Group 2: Highlights of Fixed Income + Options Products - The average net value growth rate for "fixed income + options" products was 0.21%, with a maximum drawdown of 1.37% [8] - The leading products in this category were "Zhaoyin Global Asset Momentum Two-Year Fixed Open 8A" and "Zhaoyin Global Asset Momentum Fourteen-Month Fixed Open 8A," with growth rates of 1.91% and 1.55%, respectively [8] Group 3: Cash Management Products - The average annualized yield for RMB cash management products over the past six months was 1.562%, while for USD cash management products, it was 4.028% [11] - The top cash management products included "Qiyuan Cash 5 No. J" and "Qiyuan Currency 2 (ESG Theme) G," with yields of 2.925% and 2.626%, respectively [11]