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甘肃银行:马踏春风暖陇原 金融护岁践初心
Xin Lang Cai Jing· 2026-02-24 05:16
辞旧迎新添吉庆,马踏春风启新程。2026年马年春节期间,年味漫染陇原大地,年货消费、返乡团聚、 资金周转等需求持续攀升。甘肃银行坚守"深耕陇原、服务民生"初心,秉持"客户至上,服务为先"理 念,以"数字化转型2.0"战略为引领,提前部署、周密谋划,将春节期间金融服务从"在岗值守"升级 为"场景深耕+智能响应+温情守护"的全方位保障体系,线上线下协同发力、优惠便民多措并举,用全 天候、高质量、有温度的金融服务,陪伴广大客户喜迎新春、乐享佳节,切实践行"甘肃人民自己的银 行"的责任与担当,让金融暖意浸润陇原大地每一个角落。 统筹部署早发力 筑牢服务"安全线" 为确保春节期间金融服务平稳有序、高效便捷,甘肃银行提前谋划、精准部署,筑牢服务保障"第一道 防线"。该行提早组织各支行制定春节期间运营服务保障方案,明确关键岗位人员值守安排,成立柔性 管理团队、值班团队及党员先锋队,建立工作支持群,确保突发事件第一时间响应、快速处置。 严格落实总行带班、分支机构值班制度,技术、业务、客服等跨部门应急保障团队7×24小时在岗值 守,实时监测系统运行状态,及时处置各类突发情况,确保金融服务"不断档、不缺位"。同时,各营业 网点节 ...
陇原金融新答卷:甘肃银行转型攻坚书写高质量发展篇章
Mei Ri Jing Ji Xin Wen· 2025-11-11 06:19
Core Viewpoint - Gansu Bank is focusing on serving the real economy and has transitioned from scale expansion to a new stage of quality and efficiency development, with a mission to support local economic growth and strategic transformation [1][3]. Financial Performance - From 2019 to June 2025, Gansu Bank's loan balance grew at an average annual rate of 6.7%, with savings deposits increasing by 116 billion and personal customers reaching 8.26 million [3]. - The bank's intermediary business income rose significantly, with its share increasing from 1.69% to 8.5%, and net income reaching 228 million [3]. - The bank maintained a low non-performing loan ratio while focusing on key areas such as inclusive small and micro loans and green finance, with inclusive small and micro loans growing at over 13% annually [3]. Strategic Focus - Gansu Bank has positioned itself as a regional development partner, aligning its growth with local strategic needs, and has provided over 400 billion in loans to key sectors such as energy, transportation, and tourism [4]. - The bank's manufacturing loans grew at an average rate of 8.33%, while loans to technology enterprises increased by 23.43% [4]. Inclusive Finance - Gansu Bank's inclusive finance services have reached 99 townships in Gansu Province, with agricultural loans totaling 42.7 billion [5]. - The bank has introduced specialized products like "medicinal materials loans" and "seed loans" under a tailored approach for each county [7]. Green Finance - The bank has developed a green finance action plan, with green loan balances reaching 206.78 billion and an annual growth rate of 7.8% [6]. - Key projects supported include wind and solar energy initiatives, with significant funding allocated to reduce financing costs for enterprises [6]. Technological Empowerment - Gansu Bank is undergoing a digital transformation, with mobile banking services reaching 4.224 million customers and smart counters replacing 74.78% of traditional counter services [8]. - The bank's data-driven risk control system has achieved a warning accuracy rate of 41.78%, successfully intercepting fraudulent funds [8]. Elderly Financial Services - The bank has established 19 elderly financial demonstration outlets and launched exclusive products for seniors, with 820,000 social security cards issued [9]. Innovation in Science and Technology Finance - The bank's technology loan balance reached 236.42 billion, with innovative products addressing challenges in intellectual property pledges [10]. Local Engagement - Gansu Bank has implemented community-focused initiatives, such as zero-fee payment solutions for local merchants, enhancing financial accessibility [11]. - The bank's efforts in ecological protection and support for local agriculture have positively impacted employment and community development [12][13]. Conclusion - Gansu Bank's transformation reflects its commitment to quality and efficiency, with a focus on technology, inclusive finance, and local economic development, positioning itself as a vital player in Gansu's financial landscape [14].