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甘肃银行:马踏春风暖陇原 金融护岁践初心
Xin Lang Cai Jing· 2026-02-24 05:16
Core Viewpoint - Gansu Bank is committed to enhancing financial services during the 2026 Spring Festival by implementing a comprehensive support system that integrates digital transformation, customer-centric service, and community engagement [1][8]. Group 1: Service Preparation and Safety Measures - Gansu Bank has proactively planned and deployed strategies to ensure smooth and efficient financial services during the Spring Festival, establishing a robust service guarantee system [2][10]. - The bank has organized teams for emergency response and monitoring, ensuring 24/7 availability to address any unexpected situations [2][10]. - Comprehensive safety checks have been conducted across all branches to ensure the security of facilities and services during the festive period [2][10]. Group 2: Offline Customer Engagement - Gansu Bank focuses on providing personalized offline services, optimizing branch layouts to accommodate high customer traffic areas during the festival [3][11]. - The bank has prepared sufficient new banknotes to meet the increased demand for cash withdrawals and "lucky money" exchanges during the holiday [3][11]. - Special services for elderly and disabled customers have been enhanced, including user-friendly self-service devices and dedicated support staff [4][12]. Group 3: Community Outreach and Financial Education - The bank has deployed "financial service teams" to local markets and communities, offering essential services and financial education to residents and returning migrants [5][13]. - Efforts have been made to educate the public on fraud prevention, particularly targeting vulnerable groups such as the elderly [5][13]. Group 4: Online Services and Innovations - Gansu Bank has optimized its online service platforms to provide uninterrupted access to various financial services during the Spring Festival [6][14]. - Enhanced features such as real-time transaction alerts and robust security measures have been implemented to ensure customer safety and convenience [6][14][15]. Group 5: Promotional Activities - The bank has launched a series of promotional activities to enhance customer experience during the Spring Festival, including discounts and special offers for cardholders [7][16]. - These initiatives aim to enrich customer engagement and satisfaction, contributing to a festive atmosphere [7][16].
陇原金融新答卷:甘肃银行转型攻坚书写高质量发展篇章
Mei Ri Jing Ji Xin Wen· 2025-11-11 06:19
Core Viewpoint - Gansu Bank is focusing on serving the real economy and has transitioned from scale expansion to a new stage of quality and efficiency development, with a mission to support local economic growth and strategic transformation [1][3]. Financial Performance - From 2019 to June 2025, Gansu Bank's loan balance grew at an average annual rate of 6.7%, with savings deposits increasing by 116 billion and personal customers reaching 8.26 million [3]. - The bank's intermediary business income rose significantly, with its share increasing from 1.69% to 8.5%, and net income reaching 228 million [3]. - The bank maintained a low non-performing loan ratio while focusing on key areas such as inclusive small and micro loans and green finance, with inclusive small and micro loans growing at over 13% annually [3]. Strategic Focus - Gansu Bank has positioned itself as a regional development partner, aligning its growth with local strategic needs, and has provided over 400 billion in loans to key sectors such as energy, transportation, and tourism [4]. - The bank's manufacturing loans grew at an average rate of 8.33%, while loans to technology enterprises increased by 23.43% [4]. Inclusive Finance - Gansu Bank's inclusive finance services have reached 99 townships in Gansu Province, with agricultural loans totaling 42.7 billion [5]. - The bank has introduced specialized products like "medicinal materials loans" and "seed loans" under a tailored approach for each county [7]. Green Finance - The bank has developed a green finance action plan, with green loan balances reaching 206.78 billion and an annual growth rate of 7.8% [6]. - Key projects supported include wind and solar energy initiatives, with significant funding allocated to reduce financing costs for enterprises [6]. Technological Empowerment - Gansu Bank is undergoing a digital transformation, with mobile banking services reaching 4.224 million customers and smart counters replacing 74.78% of traditional counter services [8]. - The bank's data-driven risk control system has achieved a warning accuracy rate of 41.78%, successfully intercepting fraudulent funds [8]. Elderly Financial Services - The bank has established 19 elderly financial demonstration outlets and launched exclusive products for seniors, with 820,000 social security cards issued [9]. Innovation in Science and Technology Finance - The bank's technology loan balance reached 236.42 billion, with innovative products addressing challenges in intellectual property pledges [10]. Local Engagement - Gansu Bank has implemented community-focused initiatives, such as zero-fee payment solutions for local merchants, enhancing financial accessibility [11]. - The bank's efforts in ecological protection and support for local agriculture have positively impacted employment and community development [12][13]. Conclusion - Gansu Bank's transformation reflects its commitment to quality and efficiency, with a focus on technology, inclusive finance, and local economic development, positioning itself as a vital player in Gansu's financial landscape [14].