7月2日，国际权威财经媒体英国《银行家》杂志（The Banker）公布了"2025年全球银行1000强"榜单。 在此次排名中，成都农商银行排名攀升至第194位，较上一年度上升6位。 英国《银行家》杂志发布的"全球银行1000强"榜单至今已有55年历史，榜单排名主要考量的是各银行一 级资本实力，反映了银行抗风险和利润增长的能力，是全球银行综合实力的标尺。 作为西部首家副省级农商行，成都农商银行近年来在"全球银行1000强"榜单中的排名不断跃升，从2021 年的第231位，到2025年的194位，五年间累计上升了37位。这一令人瞩目的成绩背后，究竟蕴藏着怎样 的"跃升密码"？ 稳健前行 迈向"万亿俱乐部" 从资产端看，成都农商银行不断强化国有企业和地方法人农商行担当，全力支持省市重大项目、重点产 业、重要领域，2024年末客户贷款及垫款总额达到4875.69亿元，同比增长14.54%。从负债端看，该行 坚持稳定核心负债，打造多元负债结构，2024年末负债总额达到8406.39亿元，同比增长9.57%。其中， 超八成负债来自客户存款，存款总额达6727.24亿元，同比增长10.50%，储蓄存款余额和增量连续两年 ...

Core Viewpoint - Chengdu Rural Commercial Bank has demonstrated robust financial performance and strategic resilience in a complex financial environment, achieving significant growth in revenue and profit while maintaining a strong focus on risk management and innovation [1][3]. Financial Performance - In 2024, Chengdu Rural Commercial Bank reported total operating income of 18.35 billion yuan and net profit of 6.471 billion yuan, representing year-on-year growth of 5.86% and 11.46% respectively [1]. - As of the end of 2024, total assets reached 914.263 billion yuan, an increase of nearly 81 billion yuan, with a growth rate of 9.72% [1][3]. - The bank's total liabilities exceeded 800 billion yuan, reaching 840.639 billion yuan, with a year-on-year growth of 9.57% [2]. Market Position - Chengdu Rural Commercial Bank is the fifth largest rural commercial bank in China and has achieved a AAA credit rating for its capital debt, becoming the fourth rural commercial bank to do so [1][2]. - The bank ranked 200th in the "2024 Global Bank 1000" list published by The Banker magazine, improving by 15 positions from the previous year [1]. Growth in Deposits and Loans - The bank's customer deposits reached 672.724 billion yuan, with a year-on-year increase of 10.50%, accounting for over 80% of total liabilities [2]. - Customer loans and advances totaled 487.569 billion yuan, reflecting a year-on-year increase of 14.54% [2]. Risk Management - The non-performing loan ratio decreased by 0.18 percentage points to 1.02%, marking the best asset quality in nearly nine years [3]. - The provision coverage ratio increased by over 81 percentage points to 435.55%, enhancing the bank's risk mitigation capabilities [3]. Focus on Key Sectors - The bank has directed credit resources towards advanced manufacturing and strategic emerging industries, providing loans exceeding 60 billion yuan to over 2,700 enterprises in the industrial chain [5][6]. - In the agricultural sector, the bank's agricultural loans reached 101.498 billion yuan, with a year-on-year growth of 12.54%, leading among financial institutions in Sichuan province [6]. Technological Innovation - Chengdu Rural Commercial Bank has introduced various innovative financial products, including "Science and Technology Loans" and "Green Finance" initiatives, with green loan balances exceeding 47 billion yuan, a growth of 26.70% [7][8]. - The bank has implemented an AI-based risk control platform for agricultural loans, facilitating over 10,000 loans amounting to more than 700 million yuan [9]. Future Goals - The bank aims to achieve the goals of becoming a listed bank, a trillion-yuan bank, and a benchmark bank by 2025, focusing on sustainable growth and service to the real economy [9].