（来源：青岛金融） 近日，在由中国人民银行青岛市分行、中共青岛市委金融委员会办公室、青岛金家岭金融聚集区管委会联合举办的"第四届青岛数字金融创新大赛"中，青 岛市交通运输局与招商银行青岛分行联合开发的"青链通"项目脱颖而出，荣获"金融科技优秀项目"一等奖。 2024年，青岛市成功入选"国家综合货运枢纽补链强链支持城市"，城市枢纽能级迎来新一轮提升。市交通运输部门以此为契机，坚持"数字赋能、智慧监 管"，全力打造全国首个国家综合货运枢纽补链强链项目管理服务系统——"青链通"系统，着力构建"全程可溯、风险可防、责任可究"的现代化奖补资金 监管体系。在2025年5月份绩效评价中，该系统得到交通运输部的高度认可，并在2025年11月份召开的全国综合交通枢纽建设现场会上作为典型案例进行 重点推介。 该系统整合了从项目入库、进度提报、资金管理、绩效反馈的全周期业务流程，实现了项目调度随时报、资金拨付随时批、资金监管随时查。自上线以 来，共服务补链强链重点项目30余个，服务企业200余次。 流程再造，变"企业跑"为"数据跑"。系统实现从项目登记、进度跟踪、资金申请到支付拨付的全流程线上办理。企业申报"即报即审"，审批时间从 ...

Core Insights - The fourth Qingdao Digital Financial Innovation Competition successfully concluded, focusing on the theme "Leading the Financial Wave with Data, Wisdom Gathering Wealth in Qingdao" and achieving a strategic shift from "single-point breakthroughs" to "systematic tackling" [1][6] Group 1: Competition Overview - The competition featured two main units: "Outstanding Financial Technology Projects" and "Financial Technology Challenge," selecting a range of forward-looking, practical, and replicable industry-level solutions to support high-quality regional digital financial development [1][6] - A total of 28 outstanding projects were recognized, showcasing the hard power and diversified layout of local financial institutions in their digital transformation [7] Group 2: Award-Winning Projects - The first prize projects included Qingdao Rural Commercial Bank's "Technology Financial Empowerment Project based on Big Data Analysis and Privacy Computing," China Merchants Bank Qingdao Branch's "Qing Chain Pass," and Qingdao Bank's "Smart Credit Assistant System Construction Project," representing the highest level in data value release, supply chain financial ecosystem construction, and credit intelligence transformation [7] - Other notable projects included Industrial and Commercial Bank of China Qingdao Branch's "General Plug-and-Play Large Model Empowerment System," Rizhao Bank Qingdao Branch's "New Paradigm for Agricultural Product Pledge Business," and Bank of Communications Qingdao Branch's "Smart Anti-Fraud Risk Control Ecosystem," reflecting a comprehensive digital innovation landscape in Qingdao's financial sector [2][7] Group 3: Technology Companies Participation - Top technology companies such as 360 Digital Security, iFLYTEK, Ant Blockchain, and Hang Seng Electronics participated in the "Financial Technology Challenge," submitting high-scoring solutions that matched the core pain points identified by financial institutions [3][8] - A total of 21 benchmark solutions were selected, including 360 Digital Security's "Host Protection System Thinking," which won the "Network Security Protection and Micro-Isolation Technology" category, and iFLYTEK's AI digital human application that supports over 130 languages and enhances financial services [8][9] Group 4: Collaborative Mechanism - The competition introduced a collaborative mechanism involving three organizing bodies and four financial institutions, addressing the challenges of resource fragmentation and demand diversification in financial innovation [4][10] - Joint lists focused on key aspects of digital financial scene implementation, elevating the goals from individual institutional needs to addressing systemic challenges affecting regional financial development [10] Group 5: Ecosystem Development - The Qingdao Digital Financial Innovation Competition has evolved into a significant platform for deepening financial supply-side structural reform and building a regional financial technology innovation ecosystem [11] - The competition has successfully established a fusion system of "government guidance, enterprise leadership, and market operation," facilitating the transition of innovative results from the laboratory to practical applications [11][12]