（来源：青岛金融） 近日，在由中国人民银行青岛市分行、中共青岛市委金融委员会办公室、青岛金家岭金融聚集区管委会联合举办的"第四届青岛数字金融创新大赛"中，青 岛市交通运输局与招商银行青岛分行联合开发的"青链通"项目脱颖而出，荣获"金融科技优秀项目"一等奖。 2024年，青岛市成功入选"国家综合货运枢纽补链强链支持城市"，城市枢纽能级迎来新一轮提升。市交通运输部门以此为契机，坚持"数字赋能、智慧监 管"，全力打造全国首个国家综合货运枢纽补链强链项目管理服务系统——"青链通"系统，着力构建"全程可溯、风险可防、责任可究"的现代化奖补资金 监管体系。在2025年5月份绩效评价中，该系统得到交通运输部的高度认可，并在2025年11月份召开的全国综合交通枢纽建设现场会上作为典型案例进行 重点推介。 该系统整合了从项目入库、进度提报、资金管理、绩效反馈的全周期业务流程，实现了项目调度随时报、资金拨付随时批、资金监管随时查。自上线以 来，共服务补链强链重点项目30余个，服务企业200余次。 流程再造，变"企业跑"为"数据跑"。系统实现从项目登记、进度跟踪、资金申请到支付拨付的全流程线上办理。企业申报"即报即审"，审批时间从 ...

Core Viewpoint - The "2025 Qingdao Wealth Forum" aims to create a platform for dialogue on wealth management, focusing on its role in supporting China's modernization efforts and financial strategies [1][3]. Group 1: Forum Overview - The forum will take place on December 26 in Qingdao's Jinjialing Financial District, featuring a main forum and three parallel sub-forums [1][3]. - The main forum will discuss new paradigms in wealth management and national financial development directions, particularly in the context of the "14th Five-Year Plan" [3][5]. Group 2: Sub-Forums Focus - The first sub-forum will explore how financial technology is reshaping wealth management, with discussions on digital currency, data assetization, and smart investment advisory [4]. - The second sub-forum will focus on green finance and sustainable investment, discussing innovations in green financial products and ESG evaluation systems [4]. - The third sub-forum will showcase digital financial innovations and recognize outstanding financial technology projects, promoting the application of digital finance in wealth management [4]. Group 3: Strategic Importance - The "14th Five-Year Plan" period is critical for achieving socialist modernization and advancing high-quality financial development, with wealth management serving as a vital link between finance and the real economy [5]. - The forum aims to connect local, national, and global perspectives on wealth management, exploring integration with technology, green initiatives, and industry [5].

Core Insights - The forum aimed to create a multi-party efficient connection platform for the deep integration of data elements and financial capital, addressing the financing challenges faced by data-driven enterprises and fostering the development of the digital economy [1][2] Group 1: Policy and Support Initiatives - Shanghai has been actively cultivating a digital economy ecosystem, supporting the growth of digital enterprises through a new model focused on "data-driven enterprise registration, categorized policies, graded assessments, and dynamic adjustments" [1] - The Shanghai Municipal Data Bureau has introduced a policy service package for data-driven enterprises, which includes funding support, project assistance, and service empowerment to address the pain points and needs of these enterprises [1] - The Shanghai Municipal Data Bureau aims to optimize policy supply, build connection platforms, and enhance service guarantees to support the growth of data-driven enterprises [1] Group 2: Industry Perspectives and Recommendations - Experts emphasized the importance of market resource allocation and the interaction between the data market and data industry, advocating for enhanced data governance to ensure compliance and quality [3] - Financial institutions, such as China Construction Bank, are participating in the "Gathering Power Plan" to build a financing ecosystem for data-driven enterprises, offering tailored financial support through innovative products [3] - The venture capital landscape is advised to focus on breakthrough technologies and accelerate the transformation of scientific achievements while supporting technological innovation from a long-term perspective [3] Group 3: Investment Insights and Future Trends - A roundtable discussion highlighted the importance of technology barriers, business models, valuation systems, and future trends for data-driven enterprises to attract capital [4] - Investors are particularly interested in industry tracks, business models, and core competitiveness, with a call for data-driven enterprises to convey more value through data applications [7] - Financial institutions have established specialized credit assessment models in the data finance sector, focusing on enterprise growth potential, R&D capabilities, and technological attributes [7]

Core Insights - The 2025 Entrepreneur Boao Forum series will take place from December 2 to 5 in Boao, Hainan, with a focus on digital financial security development [2] - The Digital Financial Security Development Conference will be held on the afternoon of December 4, featuring collaboration among financial institutions, technology companies, and academia [2] - The conference aims to align with the "Financial Power" strategy and new productivity development requirements, focusing on breakthroughs in financial technology, digital security, and high-quality financial development [2] Industry Developments - The conference will officially release the "2025 Digital Banking Survey Report," which will provide comprehensive evaluation results based on the report's data [2] - Key activities include the signing of significant strategic cooperation agreements and the launch of next-generation security technologies [2] - The event will gather leaders from regulatory agencies, industry associations, academic experts, and senior professionals from the banking and fintech sectors [2]

Core Insights - The forum titled "2025 Global Data Business Conference" focuses on the integration of data elements and financial capital to address financing bottlenecks for data-driven enterprises and foster new productive forces in the digital economy [1][3] Group 1: Forum Objectives and Themes - The forum aims to explore replicable and scalable models for the integration of production and finance, contributing to the construction of a data element system in Shanghai and nationwide [1] - The theme of the forum is "Production and Finance Together, Data Chain Future," emphasizing the collaboration between data elements and financial capital [1] Group 2: Government Initiatives - Shanghai's data bureau plans to continuously optimize policy supply, build connection platforms, and enhance service guarantees to support the growth of data-driven enterprises [3] - The city aims to contribute "Shanghai strength" to the development of the national digital economy through open and pragmatic measures [3] Group 3: Expert Discussions - The roundtable discussion focused on identifying the next capital-favored digital economy "gazelle" and "unicorn" enterprises, emphasizing the importance of integrating scenarios, solving real pain points, and establishing sustainable data cycles [5] - Experts highlighted that companies capable of deep integration with practical applications will become the focal point of the next capital chase [5]

积极利用云计算、大数据、人工智能以及区块链等技术手段提升平台的服务与安全性，依靠科技资源和 数据优势进行创新，强化用户体验，赋能金融发展。 深圳农商银行 富德生命人寿保险股份有限公司 东方证券股份有限公司 颁奖词 获奖机构 中国工商银行股份有限公司深圳市分行 中国农业银行股份有限公司深圳市分行 中国国际金融股份有限公司 招商银行股份有限公司深圳分行 近年来，中金公司对大模型进行了一系列前瞻性布局，建设多个核心应用场景。2021年启动智能平 台"九章"的建设；2022年推出了AI数字员工Jinn；2024年落地多个大模型关键应用；今年完成DeepSeek 本地化部署，并融合至应用体系，实现了智能投顾助手的升级迭代，更构建投顾服务领域"热点发现-资 讯处理-策略生成"的三位一体服务生态。 招商银行股份有限公司深圳分行 招商银行深圳分行依靠专业化的跨境融资、并购金融、债券承销等特色产品，提供"本外币、境内外、 投商行、股债权"的全方位金融服务；大力发展金融科技，打造手机银行App开放服务平台，以及覆盖 企业核心经营环节的场景化服务能力。 获奖理由 中国工商银行股份有限公司深圳市分行 工行深圳市分行推进数字工行（D- ...

Core Insights - The establishment of the Digital Renminbi Operation Management Center in Beijing aims to enhance the development and maintenance of the digital renminbi system, supporting the capital's role as a national financial management center [1][2] Group 1: Digital Renminbi Centers - The Operation Management Center and the International Operation Center are both managed by the People's Bank of China Digital Currency Research Institute, with distinct roles in domestic and international digital renminbi operations [2] - The Operation Management Center focuses on building core infrastructure for the central bank's digital renminbi system and fostering a secure and efficient ecosystem for digital renminbi [2] - The International Operation Center is responsible for cross-border operations and blockchain infrastructure, promoting international cooperation and financial market development [2] Group 2: Ecosystem Development - As of September 2025, the digital renminbi ecosystem has seen a cumulative transaction amount of 14.2 trillion yuan, with 33.2 billion transactions processed and 225 million personal wallets opened [3] - The digital renminbi has been applied across various sectors, including retail, education, and public services, creating replicable and scalable application models [3] - The digital renminbi system is expected to enhance its service capabilities with the establishment of the new centers and the steady increase in operational institutions [3] Group 3: Future Directions - Experts highlight the potential of the digital renminbi system to improve retail payment connectivity and address challenges in corporate and cross-border transactions [4] - There is a call for enhanced scene construction and institutional support to optimize the positioning of the digital renminbi in the monetary system [4] - A multi-layered market incentive mechanism is recommended to support the sustainable development of the digital renminbi ecosystem [4]

Core Insights - The successful implementation of the first digital RMB customs tax withholding business by China Merchants Bank Qingdao Branch and Qingdao Customs represents a significant innovation in the digital currency landscape, enhancing the efficiency of customs tax payments and providing a replicable model for digital transformation in government services [1][2][3] Group 1: Digital RMB Integration - China Merchants Bank, as a pilot bank for digital RMB, focuses on integrating digital currency with government service digitalization, particularly in enhancing customs tax payment efficiency for foreign trade enterprises [2] - The collaboration between China Merchants Bank Qingdao Branch and Qingdao Customs has led to the creation of a fully online closed-loop process for customs tax payment using digital RMB, streamlining operations and reducing the need for offline documentation [2] Group 2: Value Creation for Foreign Trade - The launch of the digital RMB customs tax withholding service is a key breakthrough in the bank's digital financial innovation strategy, showcasing its leadership in the industry and enhancing its market reputation [3] - This initiative expands the application boundaries of digital RMB, providing a model for future applications in various customs-related scenarios, thereby supporting high-quality development in foreign trade [3]

Core Insights - The first digital RMB customs tax withholding business was successfully implemented by China Merchants Bank Qingdao Branch in collaboration with Qingdao Customs, marking a significant innovation in the application of digital RMB and enhancing the efficiency of customs tax payments [1][2][4] Group 1: Digital RMB Integration - China Merchants Bank focuses on the deep integration of digital RMB with government service digitalization, aligning with the needs of foreign trade enterprises for improved customs tax payment efficiency [2][4] - The collaboration between China Merchants Bank Qingdao Branch and Qingdao Customs involved multiple business discussions to integrate the programmable features of digital RMB into customs tax payment scenarios [2][3] Group 2: Full Process Automation - A fully automated online closed-loop for digital RMB customs tax payment was established, allowing enterprises to pay customs fees through a digital RMB wallet without offline document submission or manual bank processing [3] - The entire process from instruction generation to fund transfer and confirmation is completed in seconds, significantly reducing the operational burden on enterprises [3] Group 3: Value Creation for Foreign Trade - The successful implementation of the digital RMB customs tax withholding business represents a key breakthrough in digital financial innovation and serves as a benchmark for integrating financial services with government scenarios [4] - This initiative enhances the brand reputation of China Merchants Bank in the digital financial innovation sector and provides a replicable model for future applications of digital RMB in various customs-related scenarios [4]

Group 1 - The Federal Reserve is expected to lower interest rates by 25 basis points with a probability of 99% during its upcoming meeting on October 28-29 [3] - The Federal Reserve will host a payment innovation conference on October 21, focusing on stablecoins, artificial intelligence, and tokenization, indicating significant developments in the tokenization of real-world assets [2] - The current international monetary system is facing challenges, including the loss of the dollar's dominance and the emergence of digital currencies, which may lead to increased volatility in asset prices [4] Group 2 - The traditional dollar hegemony is being questioned due to its disconnection from Chinese production capacity, leading to a dilemma in balancing liquidity demand and currency stability [4] - Experts suggest that China should explore the integration of Central Bank Digital Currency (CBDC) with stablecoins and real-world assets to maintain value stability and efficiency [4] - The International Monetary Fund (IMF) has indicated that while the global financial system appears stable, there are underlying risks that could lead to significant disruptions [4]