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财经聚焦丨5月金融数据出炉,新增贷款投向了哪里?
Xin Hua Wang· 2025-08-12 05:50
Group 1 - The total amount of loans in China reached 266.32 trillion yuan by the end of May, with a year-on-year growth of 7.1% [1] - The social financing scale stood at 426.16 trillion yuan, reflecting a year-on-year increase of 8.7% [1] - The broad money supply (M2) was 325.78 trillion yuan, showing a year-on-year growth of 7.9% [1] Group 2 - Over 90% of the new loans in the first five months were directed towards enterprises, with corporate loans increasing by 9.8 trillion yuan [2] - Medium to long-term loans accounted for over 60% of the total, amounting to 6.16 trillion yuan, providing stable support for enterprise investment and production [2] - The average interest rate for new corporate loans was approximately 3.2%, down about 50 basis points year-on-year [4] Group 3 - The Loan Prime Rate (LPR) was reduced for the first time this year, with the 5-year LPR dropping to 3% and the 1-year LPR to 3.5%, both down by 10 basis points [3] - The reduction in LPR is expected to stimulate credit demand and enhance investment and consumption potential [3] Group 4 - Personal medium to long-term loans increased by 834.7 billion yuan in the first five months, with a notable growth in May [4] - The balance of inclusive small and micro loans reached 34.42 trillion yuan, growing by 11.6% year-on-year, while medium to long-term loans in the manufacturing sector increased by 8.8% [4] Group 5 - The balance of corporate bonds grew by 3.4% year-on-year, and government bonds increased by 20.9%, indicating a shift towards direct financing [4][5] - The measures supporting the issuance of technology innovation bonds have facilitated corporate bond financing [5] Group 6 - The narrow money supply (M1) reached 108.91 trillion yuan, with a year-on-year growth of 2.3%, indicating a positive economic outlook [6] - The acceleration in the growth of "active money" suggests a recovery in investment and consumption activities [6] Group 7 - The financial policies are expected to maintain stable growth in total financing, with market confidence being boosted [7] - The recent policies aimed at promoting service consumption and elderly care loans are anticipated to enhance service consumption supply levels [7]
5月金融数据出炉,新增贷款投向了哪里?
Xin Hua She· 2025-08-08 07:59
新华社北京6月13日电 题:5月金融数据出炉,新增贷款投向了哪里? 新华社记者吴雨、任军 13日,5月金融统计数据出炉。哪些领域更"吸金"?哪些数据增长更亮眼? 中国人民银行当日发布的金融统计数据显示,5月末,我国人民币贷款余额266.32万亿元,同比增 长7.1%;社会融资规模存量为426.16万亿元,同比增长8.7%;广义货币(M2)余额325.78万亿元,同 比增长7.9%。 "总体来看,金融总量保持平稳,前5个月新增贷款10.68万亿元,支持实体经济力度保持稳固。"清 华大学国家金融研究院院长田轩认为,5月降息等一揽子金融政策落地见效,进一步激发了信贷需求。 超10万亿元的信贷资金流向了哪里? 从中国人民银行发布的数据可以看出,超九成新增贷款投向了企业。 数据显示,前5个月,我国企(事)业单位贷款增加9.8万亿元,其中中长期贷款增加6.16万亿元。 也就是说,中长期贷款占比超过六成,为企业投资和生产提供了稳定而有力的支持。 这也可以从个人贷款数据变化得以印证。前5个月,住户部门的中长期贷款增加8347亿元,其中5月 增长势头明显。 一家国有大行工作人员告诉记者,降息政策一出,不少银行已迅速跟进调整了个 ...