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福州农信系统助力“有福之州”造福百姓
Zheng Quan Ri Bao· 2025-06-03 02:00
Core Insights - Fuzhou Rural Credit System has achieved significant growth in assets, deposits, and loans, with total assets reaching 266.8 billion yuan, a 20.89% increase from the beginning of 2023 [1] - The system aims to support rural revitalization and high-quality economic development in Fuzhou through innovative financial services and strategic partnerships [2][4] Group 1: Financial Performance - As of the end of Q1 2023, total assets reached 266.8 billion yuan, an increase of 46.1 billion yuan, or 20.89% [1] - Total deposits amounted to 224.5 billion yuan, up by 40.5 billion yuan, reflecting a growth of 22% [1] - Total loans reached 139.2 billion yuan, increasing by 18.9 billion yuan, a growth of 15.7% [1] Group 2: Strategic Initiatives - The system is focusing on deepening specialized operations to support rural revitalization and the development of the real economy [2] - A Rural Property Rights Trading Service Center has been established to facilitate rural property transactions and enhance financial services [2] - The system has launched a "Fuzhou Rural Credit Financial Product Supermarket" to provide efficient credit services for rural resource allocation [2] Group 3: Sector-Specific Services - The system has developed a comprehensive marine financial service plan, issuing 12.5 billion yuan in loans for marine economic activities, leading the province in this sector [3] - It has also supported small and micro enterprises with 10.339 billion yuan in loans, enhancing the local economy [3] Group 4: Collaboration and Agreements - A strategic cooperation agreement was signed with the Fuzhou Municipal Government to establish a 300 billion yuan special credit scale over three years [4] - The system has formed partnerships with 48 government and agricultural entities to enhance rural revitalization efforts [5] Group 5: Digital Transformation and Service Enhancement - The introduction of the "Rongyidai" big data service platform aims to improve financial accessibility and efficiency [5] - The system has upgraded 183 branches and added 96 loan service points, achieving a 93.69% coverage for loan services [7] - A smart marketing platform has been launched to enhance customer outreach and service efficiency [5][6] Group 6: Community Impact - The system is committed to improving the quality of life for citizens by enhancing one-stop service capabilities and optimizing healthcare and housing financial services [7][8] - Initiatives include the establishment of "Medical Insurance e-Stations" and participation in housing fund supervision projects [7][8]