Overall Performance - As of October 30, 2025, there are 3,905 public pure fixed-income products with a duration of 3 months or less from various wealth management companies, with 2,970 having complete net value disclosures. The average net value growth rate over the past six months is 0.87%, and the average maximum drawdown is 0.05%. A total of 2,211 products, accounting for 74.4%, achieved positive monthly returns, while 16 products reported negative returns [5][6]. - The current ranking includes five wealth management companies, with Xinyin Wealth Management and Minsheng Wealth Management each having three products listed, while Jianxin Wealth Management, Nanyin Wealth Management, Xingyin Wealth Management, and Zhongyou Wealth Management each have one product listed. Notably, several products in this ranking have demonstrated excellent drawdown control and stable return growth, with five products showing a maximum drawdown of 0% [5][6]. Highlighted Product Analysis - The Minsheng Wealth Management's "Fuzhu Pure Bond 60-Day Holding Period Product S" and "Fuzhu Pure Bond 91-Day Holding Period Product A" secured the top two spots in the ranking, with net value growth rates of 2.46% and 2.12%, respectively, both achieving a maximum drawdown of 0% during the six-month period [6]. - The asset allocation for these two products primarily consists of bonds and asset-backed securities, supplemented by bank deposits and other assets. Notably, the "Fuzhu Pure Bond 91-Day Holding Period Product A" also includes a small allocation to bond and money market funds, as well as interbank lending and repurchase agreements, with respective proportions of 1.66% and 0.59% [6]. - The Nanyin Wealth Management's "Dingrui Yuewen Tian Tian Ying Open-Ended Public RMB Wealth Management Product B" ranks fourth, with a net value growth rate of 2.05% and a maximum drawdown of 0%. According to the third-quarter report, the asset allocation for this product is mainly in bank deposits, trust plans, and asset management products, with trust plan investments exceeding 26% of the top ten holdings [6].