Core Insights - China Postal Savings Bank's Qingdao branch is focusing on "expanding domestic demand and promoting consumption" by integrating financial services into various aspects of consumer spending through credit card innovations and collaborations with government and enterprises [1][2] Product Innovation - The bank emphasizes product innovation as a foundation for stimulating consumption, offering tailored financial products such as zodiac-themed credit cards for cultural enthusiasts, co-branded cards with Hema and Luckin Coffee for new customers, and a premium platinum card for high-end clients [1] Consumer Incentives - A comprehensive discount network is established to continuously boost consumer activity, including online partnerships with platforms like Alipay, Douyin, and JD.com, providing various payment discounts, and offline promotions in shopping districts and convenience stores [1] Government and Enterprise Collaboration - The bank collaborates with Qingdao JD MALL to launch a promotional campaign that combines government subsidies with bank discounts, significantly reducing costs for consumers purchasing home appliances [1] Future Directions - The bank plans to further expand into education and cultural tourism sectors, aiming to enhance financial services that support consumer markets and contribute to the high-quality economic development of the Qingdao region [2]