Core Insights - Ningbo Bank's Lishui Longquan Branch successfully executed the first "data asset pledge financing" in Longquan City, providing a credit loan of 10 million yuan to Longquan Easy Life Smart Commerce Development Co., marking a significant breakthrough in the market-oriented reform of data elements in Longquan [1][3] Group 1: Company Overview - Easy Life Company is a subsidiary of Longquan State-owned Assets Holding Co., focusing on comprehensive commercial services, including travel agency services, tourism management, and internet life platform services [3] - The financing involved the "Longquan Comprehensive Commercial Analysis Map Data," which is structured data formed through systematic processing of platform transaction behaviors and business interactions [3] Group 2: Financing Details - The data asset pledge model transforms intangible data into assessable and pledgeable assets, facilitating the conversion path from "data - asset - capital" [3] - The loan of 10 million yuan was issued based on a comprehensive evaluation of the quality of the data resources and their potential application scenarios, supported by a data intellectual property certificate obtained by Easy Life Company [3][5] Group 3: Industry Implications - This case not only provides strong momentum for Easy Life Company to expand new business and develop new scenarios but also supports the development and application of data assets, aiding in industrial transformation and upgrading in Longquan [5] - The Longquan State-owned Assets Holding Co. plans to continue exploring the financial attributes of data assets in collaboration with ecosystem partners, promoting innovation in the data element industry while ensuring data security and compliance [5]