Core Insights - Gao Weida Software Co., Ltd. recently held a notable roadshow that attracted numerous institutional participants [1][2] Group 1: Event Details - The investor relations activity was categorized as a roadshow, taking place on September 23, 2025, from 19:00 to 19:41 via a conference call [2] - A total of 38 institutions participated, including representatives from Ant Group and Dongwu Securities, with Gao Weida's Secretary and CFO, Gao Yuan, and Vice President, Xiong Guisheng, present [2] Group 2: Collaboration Advantages and Synergies - The roadshow highlighted the rationale behind Ant Group's choice of Gao Weida as a partner, emphasizing Ant Group's strong capabilities in blockchain and privacy computing, along with its established technologies like Ant Chain and Ant Shield [3] - Gao Weida, as a leading financial technology company in A-shares, has extensive experience in financial information services, creating a complementary relationship where Ant Group's technological strengths and Gao Weida's service network can enhance the application of AI technologies in financial services [3] Group 3: Reasons for Collaboration - The collaboration aligns with industry trends, as AI and big data are seen as core areas for future financial technology, with IDC predicting the global fintech market to exceed $450 billion by 2025, and China experiencing an 18.7% growth rate [4] - Both companies have a strong mutual need to integrate technology with financial institution scenarios, aiming to establish a competitive edge in the financial AI application sector [4] Group 4: Addressing Financial Institutions' Pain Points - The collaboration focuses on five core areas, including credit fraud prevention and intelligent risk control, which directly address challenges faced by financial institutions such as escalating fraud difficulties and low risk control efficiency [5] - For instance, in credit fraud prevention, Ant Group's technology will be combined with Gao Weida's understanding of financial clients' risk control scenarios for product development and optimization [5] Group 5: Procurement and Profitability - The procurement plan will align with the progress of collaborative projects, prioritizing key modules like credit fraud prevention and AI traffic operations [6] - The profitability framework will be based on joint solution sales and technical service fees, with a differentiated pricing strategy tailored to various collaboration scenarios, ensuring mutual benefits based on contributions in technology development and customer service [6]

Group 1: Partnership Overview - Ant Group's core advantage lies in its focus on cutting-edge technologies such as blockchain and privacy computing, with established products like Ant Chain and Ant Shield, making it a key technology service provider in the financial sector [2] - Gaowei Technology is a leading financial technology company in A-shares, with extensive service networks across banks, securities, and insurance, and rich industry experience [2] - The collaboration aims to leverage Ant Group's technological strengths and Gaowei's service advantages to create a dual empowerment loop, facilitating the rapid integration of AI technology into financial services [2] Group 2: Market Trends and Competitive Landscape - The financial technology industry is highly competitive, especially in AI and big data, with numerous players; IDC predicts the global fintech market will exceed $450 billion by 2025, with China growing at 18.7% [2] - Ant Group chose Gaowei as a partner due to the need for efficient access to financial institutions and the alignment of both companies' needs to capture industry growth opportunities [2] - The partnership aims to build technological and channel barriers to avoid homogenized competition and quickly integrate market resources [2] Group 3: Addressing Financial Institutions' Pain Points - Current challenges for financial institutions include increased difficulty in fraud prevention, low risk control efficiency, imbalanced flow and funding, and high marketing costs; the partnership's five core cooperation directions directly address these issues [3] - For example, in credit fraud prevention, a comprehensive solution will be co-developed based on Ant Group's technology, starting with pilot projects in leading regional banks before scaling through Gaowei's channels [3] Group 4: Procurement and Profit Model - The procurement plan will align with the progress of cooperation projects, prioritizing key modules like credit fraud prevention and AI traffic operations, ensuring that funding usage matches value output [3] - The profit model will be based on joint solution sales and technical service fees, with differentiated pricing strategies for various cooperation scenarios [3] - Profit distribution will follow the principle of "advantage contribution matching," considering both parties' investments in technology development, channel promotion, and customer service [3]