Group 1: Company Developments - Affirm Holdings, Inc. announced a deal with Lowe's to provide payment plans for customers both online and through the Lowe's mobile app, enhancing access to Affirm's shopper network [1][6] - Mizuho reduced Affirm's price target to $95 from $114 while maintaining an Outperform rating, citing an exclusive partnership with Intuit and a conservative fiscal 2026 forecast as catalysts [2] - RBC Capital downgraded Affirm's price objective to $77 from $87 while keeping a Sector Perform rating, noting that targeted 0% APR offers drove merchant GMV and unit economics supported profits [3] Group 2: Company Overview - Affirm Holdings operates a platform for digital and mobile commerce, consisting of three main components: a consumer-focused app, merchant commerce solutions, and a point-of-sale payment solution for consumers [4]