Core Insights - The article discusses the rebound of global stock markets in 2025, led by AI, with significant structural opportunities emerging despite a more balanced market environment. Investors are increasingly questioning the sustainability of their returns and the appropriateness of their asset allocations for the coming years [1]. Group 1: Client Background - Zhang, a 42-year-old mid-level manager in an internet company, has accumulated 3 million yuan as a family safety net over the past decade. His investment goal is clear, but he feels uncertain about the sustainability of his returns, which were only 2.6% for the year [2][3]. Group 2: Investment Analysis - The advisor, Xiao Lin, utilized the Alice Advisor tool to generate a personal asset health report for Zhang, revealing that the issue was not market performance but rather the structural composition of his portfolio. Despite believing he had diversified, his investments were concentrated in similar growth logic [5][12]. Group 3: Portfolio Adjustment - Xiao Lin provided a dynamic asset allocation suggestion based on Zhang's constraints, showing that the AI-assisted portfolio outperformed Zhang's original holdings in various time frames, with a total return of 14.64% compared to Zhang's 4.10% [14][16]. Group 4: Ongoing Support - The relationship between Zhang and Xiao Lin evolved from reactive to proactive, with Zhang now seeking regular reviews and adjustments to his portfolio. This shift highlights the importance of continuous engagement and the use of AI tools in wealth management [21][22]. Group 5: AI Integration in Wealth Management - The article emphasizes the role of AI, specifically the Alice Advisor, as a supportive tool for investment advisors, enabling efficient portfolio management and client communication. This integration allows advisors to focus on strategic guidance rather than repetitive tasks [23][25].