Core Viewpoint - HighTechLending partners with Better to enhance access to home equity loans through the EquitySelect™ HELOC, targeting homeowners who may not qualify for traditional loans despite having substantial equity [1][2]. Group 1: Partnership Details - The partnership aims to assist homeowners in accessing their home equity, particularly those with creditworthiness but who do not meet traditional loan criteria [2][4]. - NEO Home Loans powered by Better will integrate EquitySelect™ into its product offerings and train its teams accordingly [4][6]. Group 2: Market Context - Homeowners in the U.S. hold an estimated $35 trillion in home equity, with around 26 million having mortgage rates below 4%, creating a "lock-in" effect that discourages refinancing [2]. - HighTechLending estimates that up to 20% of declined home equity applications could qualify under the EquitySelect™ HELOC structure, indicating a significant market opportunity [6]. Group 3: Product Features - The EquitySelect™ HELOC offers a flexible way for homeowners to access their equity without refinancing their first mortgage, with a reengineered payment structure [3]. - This product is designed to accommodate the evolving financial needs of homeowners, providing options for those who have been declined under traditional guidelines [4].

Core Viewpoint - Better Home & Finance Holding Company is set to participate in the 38th Annual ROTH Conference, highlighting its position as an AI-powered homeownership company and its innovative approach to mortgage and home equity finance [1][2]. Company Overview - Better Home & Finance Holding Company (NASDAQ: BETR) is recognized as the first AI-native mortgage and home equity finance platform, having funded over $110 billion in loan volume [3]. - The company utilizes its AI platform, Tinman®, to streamline the homeownership process, allowing customers to see rate options quickly, get pre-approved in minutes, and close loans in as little as three weeks [3]. - Better's offerings include GSE-conforming mortgage loans, FHA and VA loans, jumbo mortgage, and home equity loans, serving customers across all 50 US states and the United Kingdom [3]. Upcoming Events - CEO Vishal Garg will engage in a fireside chat at the ROTH Conference on March 24, 2026, at 2:00 PM PT / 5:00 PM ET, which will be available via live webcast [1][2]. - Virtual one-on-one investor meetings will be hosted throughout the day, with registration available through ROTH representatives [2]. Technological Innovations - Better has launched the first conversational credit decision engine for mortgages and home equity loans in collaboration with OpenAI's ChatGPT, enhancing the efficiency of loan approvals [9].

Core Insights - Better.com has launched the first conversational credit decision engine for mortgages and home equity loans integrated with ChatGPT, enabling loan approvals in as little as 47 seconds, significantly reducing the average processing time by 21 days [1][2] Company Overview - Better Home & Finance Holding Company (NASDAQ: BETR) is an AI-native mortgage and home equity finance platform that has funded over $110 billion in loan volume [2] - The company aims to make homeownership cheaper, faster, and easier for Americans through its AI platform, Tinman® [2] Product Features - The Tinman AI Platform allows users to connect directly through ChatGPT, providing decision-ready information for faster loan approvals [1] - Loan officers can underwrite loans in as little as 47 seconds, with a median time of 2 minutes and 24 seconds, compared to the traditional average of 21 days [1] - The platform utilizes a real-time context engine to maintain a snapshot of loan files, enabling efficient processing and underwriting [1] Market Impact - The launch of the Tinman AI app is expected to revolutionize the mortgage industry by reducing inefficiencies and costs, ultimately lowering rates for consumers [1] - Better's collaboration with OpenAI enhances its capabilities in mortgage intelligence and operational efficiency within financial institutions [1] Future Developments - Better plans to continue building additional tools on OpenAI to further transform the mortgage and home equity industry [1] - The company is also expanding its use of AI through its AI loan agent, Betsy™, which assists in various stages of the loan process [2]