MOLINE, Ill., Oct. 01, 2025 (GLOBE NEWSWIRE) -- QCR Holdings, Inc. (NASDAQ: QCRH) (“QCRH” or the “Company”) announced today that its third quarter ended September 30, 2025, financial results will be released after the market closes on Wednesday, October 22, 2025. The Company will host a conference call and webcast the next day, Thursday, October 23, 2025, at 10:00 a.m. Central Time to discuss the results. Shareholders, analysts, and other interested parties are invited to join. Teleconference: Dial-in infor ...

Core Insights - Chemung Financial Corporation is a regional bank holding company based in New York, offering various financial services including commercial and consumer banking, wealth management, and insurance services [1] - The company faces competition from peers like C&F Financial Corporation and Enterprise Bancorp, which exhibit different efficiencies in capital utilization [1] Financial Performance - Chemung Financial's Return on Invested Capital (ROIC) is -0.52%, while its Weighted Average Cost of Capital (WACC) is 15.17%, leading to a ROIC to WACC ratio of -0.034, indicating insufficient returns to cover capital costs [2] - In comparison, Central Valley Community Bancorp and American National Bankshares Inc. have negative ROIC to WACC ratios of -0.761 and -0.009, respectively, while Investar Holding Corporation shows a high ROIC of 203.48% against a WACC of 23.00%, resulting in a ROIC to WACC ratio of 8.846, demonstrating exceptional efficiency [3][4] Industry Comparison - The analysis indicates that Chemung Financial Corporation is underperforming in capital utilization, while Investar Holding Corporation exemplifies superior efficiency [5] - The comparative analysis highlights varying efficiencies in capital utilization across the banking sector, emphasizing the importance of evaluating ROIC and WACC to assess a company's ability to generate returns relative to its cost of capital [4][5]

Core Viewpoint - Seacoast Banking Corporation of Florida has received all necessary regulatory approvals for its acquisition of Villages Bancorporation, Inc., with the transaction expected to close around October 1, 2025, pending shareholder approval [1][2]. Company Overview - Seacoast Banking Corporation of Florida is one of the largest community banks in Florida, with approximately $15.9 billion in assets and $12.5 billion in deposits as of June 30, 2025 [3]. Transaction Details - The acquisition involves the merger of Citizens First Bank into Seacoast Bank, and all required regulatory approvals have been obtained [1][2]. - The transaction is subject to customary closing conditions, including the approval of Villages Bancorporation's shareholders [2]. Financial Performance - In the second quarter of 2025, Seacoast reported a net income of $42.7 million, or $0.50 per diluted share, an increase from $31.5 million, or $0.37 per diluted share, in the first quarter of 2025 [11].

Core Viewpoint - Zacks Investment Research has initiated coverage of Blue Ridge Bankshares, Inc. (BRBS) with an "Outperform" recommendation, indicating a positive outlook on the company's recovery and cost management efforts [1] Company Overview - Blue Ridge Bankshares, based in Richmond, VA, operates as a bank holding company providing a range of services including commercial and consumer banking, mortgage lending, and investment services through its subsidiary, Blue Ridge Bank, National Association, and BRB Financial Group, Inc. As of December 31, 2024, BRBS had 27 full-service branches in Virginia and central North Carolina [2] Financial Health - The capital profile of Blue Ridge Bankshares has improved significantly due to equity raises and balance sheet adjustments, with tangible common equity at 12.5% and a total risk-based capital ratio of 20.83%, exceeding regulatory requirements [3] - The company has achieved a nearly $10 million year-over-year reduction in non-interest expenses and is focusing on community banking by exiting non-core business lines, which is expected to drive future growth [4] Operational Performance - Blue Ridge Bankshares has seen a rebound in its net interest margin, which increased to 2.90% from 2.75% the previous year, alongside strong liquidity, with available resources covering over 180% of uninsured deposits [4] - The stock has outperformed industry peers and the broader market over the past year, reflecting recognition of the company's operational improvements and enhanced fundamentals [6] Market Positioning - The modest market capitalization of Blue Ridge Bankshares is $358.3 million, and the company is positioned in a promising yet risky segment of the market, with ongoing regulatory and profitability challenges [7]

Core Viewpoint - QCR Holdings, Inc. is set to release its second quarter financial results on July 23, 2025, followed by a conference call on July 24, 2025, to discuss these results [1]. Financial Results Announcement - The financial results for the second quarter ended June 30, 2025, will be released after market close on July 23, 2025 [1]. - A conference call and webcast will take place on July 24, 2025, at 10:00 a.m. Central Time to discuss the financial results [1]. Teleconference Details - Dial-in information for the teleconference includes 888-346-9286 (international 412-317-5253) [2]. - The event will be archived and available for replay until July 31, 2025, with replay access information being 877-344-7529 (international 412-317-0088); access code 8414968 [2]. Webcast Information - A webcast of the teleconference can be accessed on the Company's News and Events page at www.qcrh.com [3]. - An archived version of the webcast will be available shortly after the live event [3]. Company Overview - QCR Holdings, Inc. is a multi-bank holding company headquartered in Moline, Illinois, serving various communities through its subsidiary banks [4]. - The Company provides full-service commercial and consumer banking, as well as trust and wealth management services [4]. - As of March 31, 2025, QCR Holdings had $9.2 billion in assets, $6.8 billion in loans, and $7.3 billion in deposits [4].