Core Viewpoint - The launch of the "E Driving Fund" service by Kunshan Rural Commercial Bank aims to address the pain points in the traditional driving training industry, such as fund supervision and student rights protection, by ensuring safe and phased payment of tuition fees through a dual-channel model of mobile banking app and WeChat mini-program [1][2]. Group 1: Service Features - The "E Driving Fund" service enhances user experience and service coverage by providing a one-stop platform for driving and financial services through the mobile banking app, while the WeChat mini-program offers a quick and convenient experience for students [2]. - Users can easily open electronic accounts, manage funds, and track their driving progress through the WeChat mini-program without needing to download the app, ensuring seamless data connectivity between the two platforms [2]. Group 2: Core Advantages - The service ensures safety by keeping tuition fees in a bank-regulated account, releasing funds to driving schools only after students complete corresponding subjects, thus eliminating prepayment risks [3]. - The dual-channel design caters to different user habits, with the app addressing deeper financial needs and the mini-program providing simplified operations, lowering the usage threshold [3]. - The integration of data between the app and mini-program allows for a consistent user experience across platforms, making operations efficient and straightforward [3]. - By introducing bank credit and standardized fund management processes, the "E Driving Fund" promotes transparency and standardization in the driving training industry, enhancing overall service quality and industry credibility [3].