Core Insights - The Risk Asia Awards 2025 recognize excellence in various categories related to risk management and financial services across Asia [1][2][3] Group 1: Derivatives Awards - Derivatives house of the year for Asia is awarded to UBS [1] - Other notable winners include Daiwa Securities for Japan, Crédit Agricole CIB for Hong Kong and South Korea, and OCBC Bank for Singapore [1] - The award for derivatives house of the year in China goes to Shenwan Hongyuan Securities, while CTBC Bank wins for Taiwan [1] Group 2: Specialized Awards - Standard Chartered is recognized as the interest rate derivatives house of the year [1] - BofA Securities wins the currency derivatives house of the year award [1] - UBS is awarded both equity and credit derivatives house of the year [1] Group 3: Technology and Risk Solutions - Murex is named technology vendor of the year and also wins for system support and implementation [2] - S&P Dow Jones Indices is recognized for quantitative investment solutions [2] - FactSet is awarded for risk solutions [2] Group 4: Compliance and Risk Management - The best AI solution for risk management is awarded to SAS Institute [2] - Wolters Kluwer receives multiple awards for various risk management solutions including IFRS 9 and credit risk management [2] - NICE Actimize is recognized for its AML solution of the year [2]

Core Points - Societe Generale initiated a EUR 1 billion ordinary share buy-back program aimed at share cancellation, starting on August 4, 2025 [1] - As of August 29, 2025, the company completed 54.1% of the buy-back program, which corresponds to 1.2% of its total share capital [3] Buy-Back Program Details - The buy-back program is conducted in compliance with the conditions set by the General Meeting on May 22, 2024, and adheres to the Market Abuse Regulation [2] - The buy-backs are executed on trading platforms where Societe Generale shares are listed, including Euronext Paris [2] Purchase Summary - From August 25 to August 29, 2025, a total of 4,341,534 shares were repurchased at an average price of EUR 52.9723 [5] - Daily purchase details include: - August 25: 449,003 shares at an average price of EUR 57.1921 [4] - August 26: 465,064 shares at an average price of EUR 51.7650 [4] - August 27: 548,367 shares at an average price of EUR 51.8690 [5] - August 28: 574,221 shares at an average price of EUR 52.3376 [5] - August 29: 547,780 shares at an average price of EUR 52.3119 [5] Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [6] - The bank offers a wide range of advisory and financial solutions, emphasizing sustainable value creation for stakeholders [6][7]

Group 1 - Societe Generale Board of Directors has co-opted Ms. Laura Barlow as a Director effective 1 September 2025, following the resignation of Ms. Béatrice Cossa-Dumurguier [1] - The General Meeting on 27 May 2026 will convene to ratify Ms. Barlow's appointment [1] - Ms. Barlow has held significant positions in NatWest Group and Barclays, notably as Head of Restructuring and Sustainability [2] Group 2 - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [4] - The bank has been operational for 160 years, providing a wide array of advisory and financial solutions [4] - The Group is committed to sustainability and is included in major socially responsible investment indices [5]

Core Points - Societe Generale initiated a EUR 1 billion ordinary share buy-back program aimed at share cancellation, starting on August 4, 2025 [1][2] - The program has received all necessary authorizations from supervisory authorities and complies with the conditions set forth by the General Meeting [2] - As of August 8, 2025, Societe Generale completed 9.6% of its buy-back program, which represents 0.2% of its total share capital of 785,180,327 shares [3] Buy-Back Transactions - The total number of shares repurchased from August 4 to August 8, 2025, was 1,718,926 shares at a daily weighted average price of EUR 55.8487 [5] - Daily transactions included: - August 4: 220,414 shares at EUR 54.8104 [4] - August 5: 209,844 shares at EUR 55.3552 [4] - August 6: 200,000 shares at EUR 55.4404 [5] - August 7: 200,000 shares at EUR 56.4492 [5] - August 8: 195,329 shares at EUR 57.2547 [5] Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [6] - The bank has a strong commitment to sustainability and is included in major socially responsible investment indices [7]

Group Financial Performance - Group net income for H1 2025 reached EUR 3.1 billion, representing a 71% increase compared to H1 2024 [2][5][17] - Revenues for H1 2025 totaled EUR 13.9 billion, up 8.6% excluding asset disposals, exceeding the annual target of over 3% [5][11] - Operating expenses decreased by 2.6% in H1 2025 compared to H1 2024, ahead of the annual target of a decrease greater than 1% [5][12] - Cost-to-income ratio improved to 64.4% in H1 2025, below the initial target of less than 66% for the year [5][13] Shareholder Returns - The company announced a share buy-back program of EUR 1 billion, to commence on August 4, 2025 [5][19][20] - An interim cash dividend of EUR 0.61 per share will be paid on October 9, 2025, marking the introduction of a new distribution policy [5][18] Business Segment Performance - French Retail, Private Banking, and Insurance revenues increased by 6.5% in Q2 2025 compared to Q2 2024, with net interest income growing by 14.8% [8][29] - Global Banking and Investor Solutions reported revenues of EUR 2.6 billion in Q2 2025, up 0.7% year-on-year, driven by strong performance in Fixed Income and Currencies [9][42] - Mobility, International Retail Banking, and Financial Services saw revenues of EUR 2.0 billion in Q2 2025, up 7.2% compared to Q2 2024 [10][61] Cost Management - Operating expenses for Q2 2025 were EUR 4.3 billion, down 5.2% from Q2 2024, reflecting strong cost control measures [12][39] - The cost of risk remained low at 25 basis points in Q2 2025, below the target range of 25 to 30 basis points for the year [14][68] Capital and Liquidity - The Common Equity Tier 1 (CET1) ratio stood at 13.5% at the end of Q2 2025, significantly above the regulatory requirement [23][24] - The Liquidity Coverage Ratio (LCR) was 148% at the end of Q2 2025, indicating strong liquidity position [23][24]

Group 1 - As of 30 June 2025, the total number of shares composing the current share capital is 800,316,777 and the total number of voting rights is 889,511,445 [2][6] - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [3][4] - The company has a strong commitment to environmental, social, and governance (ESG) principles, being included in major socially responsible investment indices [4]

Core Points - The total number of shares composing the current share capital as of 31 May 2025 is 800,316,777, with a total number of voting rights amounting to 887,657,909 [2][6] Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [3] - The bank has been operational for 160 years, providing a wide range of advisory and financial solutions to corporate, institutional, and individual clients [3] - Societe Generale emphasizes sustainable value creation for all stakeholders through its long-lasting client relationships and innovative solutions [3] Business Segments - The Group operates three complementary business sets, integrating ESG offerings for all clients [4] - Societe Generale aims to be a key partner in environmental transition and sustainability, being included in major socially responsible investment indices [4] - The bank's business segments include French Retail, Private Banking and Insurance, Global Banking and Investor Solutions, and Mobility, International Retail Banking and Financial Services [7]