COMPLETION OF SOCIETE GENERALE’S EUR 1,462 MILLION SHARE BUY-BACK PROGRAMME FOR CANCELLATION PURPOSE Regulated Information Paris, 18 March 2026 Societe Generale announces the completion of its EUR 1,462 million share buy-back programme for cancellation purpose announced on 6 February 2026 related to the ordinary distribution for the 2025 fiscal year. Hence, Societe Generale has repurchased 20,964,286 shares which will later be cancelled. The purchases performed* from 16 to 18 March 2026 are described below. ...

Core Viewpoint - Societe Generale and Crédit Mutuel Arkéa have signed a Memorandum of Understanding for the divestment of Societe Generale Securities Services' Custody Account-Keeping activity focused on the French retail banking segment, which includes managing securities transactions and related services [1][2]. Group 1: Transaction Details - The acquisition will be executed by ProCapital, a subsidiary of Crédit Mutuel Arkéa, which specializes in Custody Account-Keeping and white-label investment solutions, allowing stakeholders to outsource securities activities in a compliant manner [2]. - ProCapital will become the securities services provider for Societe Generale's French Retail Network, BoursoBank, and Societe Generale Private Banking in France [2]. Group 2: Strategic Alignment - The divestment aligns with Societe Generale Securities Services' strategy to focus on wholesale clients, allowing for concentrated investments in securities services for these clients [3]. - Crédit Mutuel Arkéa views this acquisition as a key step in its Faire 2030 strategic plan, aiming to enhance its capabilities in Retail Securities Custody Account-Keeping and strengthen its position in the banking outsourcing market [3]. Group 3: Future Outlook - The transaction is subject to social/labor procedures and regulatory approvals, with an expected completion date in 2028 [3].

Core Insights - Societe Generale has filed its 2026 universal registration document with the French financial markets authority, which includes the 2025 annual financial report and sustainability report [1][2] Group 1: Universal Registration Document - The 2026 universal registration document includes the sustainability report in compliance with the Corporate Sustainable Reporting Directive (CSRD) and European Sustainability Reporting Standards (ESRS) [1] - The annual financial report cross-reference table is located on page 700 of the universal registration document [1] Group 2: Corporate Governance and Auditors - The report on corporate governance is found on pages 63 to 156, while the Statutory Auditors' findings are on pages 671 to 676 of the universal registration document [2] - Information regarding fees paid to Statutory and Sustainability Auditors is included on page 599 [2] Group 3: Accessibility and Contact Information - The 2026 universal registration document is available to the public free of charge and can be accessed on the company's website and the AMF's website [3] - Press contacts for further inquiries are provided, including Jean-Baptiste Froville and Fanny Rouby [3] Group 4: Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [3] - The company has a diverse range of services, including retail banking, private banking, insurance, and global banking solutions [5] Group 5: Commitment to Sustainability - Societe Generale aims to be a leading partner in environmental transition and sustainability, being included in major socially responsible investment indices [6]

Group 1 - As of February 28, 2026, the total number of shares composing the current share capital is 751,723,995, and the total number of voting rights is 836,551,113 [2][8] - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients across 62 countries [3][4] - The company emphasizes its commitment to environmental sustainability and is included in major socially responsible investment indices such as DJSI, FTSE4Good, and MSCI Low Carbon Leaders Index [4][7] Group 2 - Societe Generale operates three complementary business segments: French Retail, Private Banking and Insurance; Global Banking and Investor Solutions; and Mobility, International Retail Banking and Financial Services [7] - The bank aims to provide tailored financial solutions and has a strong presence in equity derivatives and structured finance [7]

Core Points - The Board of Directors has proposed renewals and appointments of directors ahead of the General Meeting scheduled for 27 May 2026 [1] - The proposed new director is Dame Clara Furse, with significant banking experience, and Mrs. Laura Barlow's appointment is to be ratified [6][8] - Mr. Lorenzo Bini Smaghi will not have his term renewed due to independence criteria, ending his role as Chairman [2] - The Board aims to maintain a diverse composition with approximately 46% women and 92% independent directors [8] Proposed Appointments - Dame Clara Furse is nominated for her first term as director, bringing extensive experience from her tenure as Chief Executive of the London Stock Exchange and various roles in major companies [6] - Mrs. Laura Barlow, co-opted in September 2025, is proposed for ratification, having a perfect attendance record and experience in risk and sustainability [6][7] Proposed Renewals - Mr. Jérôme Contamine is proposed for a third term as an independent director, with a strong background as CFO in major companies and high attendance rates [6][7] - Mrs. Diane Côté is also proposed for a third term, with a background in auditing and risk management, and has served as Chief Risk Officer at the London Stock Exchange Group [6][7] Board Composition - If approved, the Board will consist of approximately 46% women and 92% independent directors, ensuring a diverse skill set for effective governance [8][9] - The Board's composition is designed to support the strategic direction and oversight of the Societe Generale group [9]

Core Insights - The total number of shares composing the current share capital of Societe Generale as of 23 February 2026 is 751,723,995, with a total number of voting rights amounting to 836,629,182 [2][8]. Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients across 62 countries, providing a wide range of advisory and financial solutions [3]. - The company has a strong commitment to sustainability and environmental transition, aiming to be a leading partner in these areas [4]. Business Segments - The Group operates three complementary business sets: 1. French Retail, Private Banking, and Insurance, which includes SG retail bank and BoursoBank digital bank 2. Global Banking and Investor Solutions, recognized for its leadership in equity derivatives and structured finance 3. Mobility, International Retail Banking, and Financial Services, featuring universal banks in various regions and a focus on sustainable mobility [7]. ESG Commitment - Societe Generale is included in major socially responsible investment indices, highlighting its commitment to environmental, social, and governance (ESG) principles [4].

Core Points - Societe Generale announced a capital decrease through the cancellation of 15,170,791 treasury shares, which were repurchased for EUR 1 billion as part of a share buy-back program [2][3]. - The current share capital of Societe Generale is EUR 939,654,993.75, divided into 751,723,995 ordinary shares with a nominal value of EUR 1.25 each [3]. - As of 20 February 2026, Societe Generale has completed 34.3% of the share buy-back related to the 2025 ordinary distribution, which amounts to EUR 1,462 million [4][5]. Share Buy-Back Details - The share buy-back program was initiated on 9 February 2026, with purchases conducted from 16 to 20 February 2026 [4][5]. - During the buy-back period, a total of 3,311,468 shares were purchased at an average price of EUR 71.3153 [6][7]. Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [8]. - The bank offers a wide range of financial solutions, including retail banking, private banking, insurance, and global banking services [9][10]. - Societe Generale is committed to sustainability and is included in various socially responsible investment indices [11].

Group 1 - As of 31 January 2026, the total number of shares composing the current share capital is 766,894,786, and the total number of voting rights is 852,078,102 [2][6] - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [3][4] - The company has a commitment to sustainability and is included in major socially responsible investment indices such as DJSI, FTSE4Good, and MSCI Low Carbon Leaders Index [4]

Core Insights - Societe Generale achieved record revenues of EUR 27.3 billion in 2025, representing a 6.8% increase compared to 2024, exceeding the annual target of over 3% growth [1][5] - The Group's net income reached a record EUR 6 billion in 2025, marking a 43% increase from 2024, with a return on tangible equity (ROTE) of 10.2% [1][17] - Total distribution to shareholders for 2025 amounted to EUR 4.7 billion, a significant increase of 169% compared to 2024 [1][20] - The ROTE target for 2026 has been upgraded to more than 10% [1] Financial Performance - The Group's net banking income for Q4 2025 was EUR 6.725 billion, up 1.6% from Q4 2024, and 6.8% excluding asset disposals [7][8] - Operating expenses decreased by 5.5% in Q4 2025 compared to Q4 2024, leading to a cost-to-income ratio of 64.6% for the quarter [13][30] - The cost of risk for 2025 was 26 basis points, at the lower end of the guidance range of 25 to 30 basis points [14][18] Business Segments - French Retail, Private Banking, and Insurance revenues increased by 4.6% in Q4 2025 compared to Q4 2024, with net interest income growing by 8.5% [9][27] - Global Banking and Investor Solutions reported revenues of EUR 2.408 billion in Q4 2025, a decrease of 2.3% from Q4 2024, but an overall increase of 2.6% for the year [10][29] - Mobility, International Retail Banking, and Financial Services saw revenues of EUR 1.966 billion in Q4 2025, down 4.9% from Q4 2024, but up 7.3% for the year [31][33] Shareholder Returns - The proposed ordinary distribution for 2025 is EUR 2.679 billion, with a cash dividend of EUR 1.61 per share, representing a 48% increase compared to 2024 [19] - The Group also executed two extraordinary capital distributions totaling EUR 2 billion through share buy-backs in 2025 [20] Strategic Outlook - The Group aims for revenue growth of over 2% and a cost reduction of approximately 3% in 2026, targeting a cost-to-income ratio of less than 60% [18] - The Group's CET1 ratio stood at 13.5% at the end of 2025, significantly above the regulatory requirement [23][26]

Core Viewpoint - Societe Generale is accelerating its organizational simplification and skill development to enhance operational efficiency and sustainable performance [1] Group 1: Organizational Changes - The company has submitted a project for organizational simplification in France, focusing on several activities and central functions at headquarters, while the branch network remains unaffected [3] - The proposed changes aim to simplify operating methods, making them more efficient and agile in serving clients [3] - A net reduction of 1,800 positions is planned through natural attrition and an innovative social framework, without any redundancy plan, favoring internal career moves [4] Group 2: Employee Development - Career-long training will be enhanced through Societe Generale University, and a Mobility and Skills Campus will be established to facilitate internal mobility and diverse career paths [5] - The planned changes will be implemented gradually in 2026 and 2027, following consultations with employee representative bodies [5] Group 3: Employee Engagement - Close to 2,000 employees participated in a collaborative initiative, generating thousands of ideas to optimize tools, simplify processes, and strengthen automation and AI usage [2]