NEW YORK, Nov. 21, 2025 (GLOBE NEWSWIRE) -- Figure Technology Solutions, Inc. (Nasdaq: FIGR), the leading blockchain-native capital marketplace for the origination, funding, sale and trading of on-chain loan products and tokenized assets, today announced that it will participate in two upcoming investor conferences, both to be held on Wednesday, December 10, 2025. Chief Executive Officer Michael Tannenbaum will participate in a fireside chat at the Goldman Sachs 2025 Financial Services Conference in New Yor ...

Figure Technology Solutions (Nasdaq: FIGR) announced that its subsidiary, Figure Certificate Company (FCC), plans to start minting $YLDS, a registered public debt security, natively on Solana. $YLDS is described as being a security-version of stablecoin, intended to maintain a fixed dollar price and offer a “continuous yield” that is said to be backed by U.S. Treasuries and Treasury repo agreements. Exponent Finance, a decentralized finance yield exchange platform on Solana, intends “to be the first user of ...

NEW YORK, Nov. 13, 2025 (GLOBE NEWSWIRE) -- Figure Technology Solutions (Nasdaq: FIGR), the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets, today announced financial results for the quarter ended September 30, 2025. “We recently completed our successful initial public offering and are pleased to report a strong first quarter as a public company. The continued success of Figure’s marketplace approach to tokenized consumer loan origination drov ...

Core Insights - Figure Technology Solutions is a leading blockchain-native capital marketplace focused on on-chain loan products and tokenized assets [1][3] - The company has originated over $18 billion in home equity financing, making it the largest non-bank provider in this sector [3] - Figure's ecosystem includes innovative components such as Figure Connect and Democratized Prime, along with DART for asset custody and $YLDS, a yield-bearing stablecoin [3][4] Company Participation - Michael Tannenbaum, CEO, and Macrina Kgil, CFO, will participate in a virtual fireside chat hosted by Goldman Sachs on October 23, 2025 [1] - The event will be accessible via a live webcast on Figure's Investor Relations page [2] Market Position - Figure is recognized as the market leader in real-world asset (RWA) tokenization, with its recent securitization receiving AAA ratings from S&P and Moody's [4]

Core Insights - Figure Technology Solutions, Inc. plans to report its Third Quarter 2025 results on November 13, 2025, at 4:30 p.m. Eastern Time [1] - A conference call to discuss the results and outlook will take place on November 14, 2025, at 8:30 a.m. Eastern Time, accessible via a live audio webcast [2] Company Overview - Figure Technology Solutions, Inc. is a blockchain-native capital marketplace that connects origination, funding, and secondary market activities, with over 200 partners utilizing its loan origination system [3] - The company has originated over $18 billion in home equity financing, making it the largest non-bank provider in this sector [3] - Key growth areas include Figure Connect, a consumer credit marketplace, and Democratized Prime, an on-chain lend-borrow marketplace [3] - Figure's ecosystem features DART for asset custody and lien perfection, and $YLDS, an SEC-registered yield-bearing stablecoin [3] Market Position - Figure is recognized as the market leader in real-world asset (RWA) tokenization, with its latest securitization receiving a AAA rating from S&P, marking a significant achievement in blockchain finance [4]

Core Viewpoint - Two major Wall Street investment banks have differing opinions on Figure, a newly public fintech firm focusing on blockchain-based lending and capital markets [1] Group 1: Analyst Ratings and Price Targets - Keefe, Bruyette & Woods (KBW) initiated coverage with an "outperform" rating and a 12-month price target of $48.50, indicating a 17.5% upside [2] - Bernstein also rated Figure as "outperform" with a price target of $54, highlighting its potential to enhance lending efficiency through tokenization [5] - Bank of America (BofA) took a more cautious stance, initiating coverage with a "neutral" rating and a price target of $41, citing execution and regulatory risks [6] Group 2: Company Overview and Business Model - Figure, founded by former SoFi CEO Mike Cagney, went public in September and has seen a 12% increase since its IPO, primarily focusing on tokenizing home equity lines of credit (HELOCs) [3] - The company operates a vertically integrated platform that includes loan origination, distribution, and a digital asset marketplace [3] Group 3: Market Position and Growth Potential - KBW noted Figure's dominance in tokenized credit markets, holding 73% of the private credit segment and 39% of all tokenized real-world assets [2] - BofA identified Figure Connect, a new marketplace for matching lenders with capital providers, as a key growth driver, expecting it to contribute 75% of total revenue growth from 2024 to 2027 [7] Group 4: Challenges and Risks - Both banks recognized Figure's leadership in consumer lending but differed on the scalability of its platform [8] - BofA pointed out potential challenges such as onboarding large institutions, competition, and evolving regulatory frameworks [8] - The disparity in price targets reflects uncertainty regarding Figure's ability to transition its blockchain infrastructure from a niche application to a central role in finance [9]

Core Insights - Figure Technology Solutions Inc. raised $787.5 million in its initial public offering on September 11 [1] Group 1: Market Position and Growth - Figure Technology Solutions has become the leading non-bank provider of Home Equity Line of Credit (HELOC), holding a market share of over 70% in tokenized private credit [2] - Future revenue growth is expected to be significantly driven by Figure Connect, which is projected to contribute 75% of total revenue growth from 2024 through 2027 [2] - Figure Connect's marketplace volume is anticipated to grow from 0% in 2024 to 42% in Q2 2025, reaching 55% by 2027 [5] Group 2: Industry Dynamics - Key cyclical positives for Figure Technology Solutions include unattractive cash-out refinancing due to strong home price appreciation and high mortgage rates, along with reduced competition in the mortgage tech sector [3] - The use of blockchain and other technologies is enhancing efficiencies in origination and sales, benefiting borrowers, originators, and loan buyers [4] Group 3: Analyst Ratings - BofA Securities initiated coverage with a Neutral rating and a price target of $41 [6] - Goldman Sachs initiated coverage with a Buy rating and a price target of $42 [6]

Core Insights - Figure Technology Solutions is projected to see a 34% increase in share price, reaching $54, as analysts at Bernstein highlight its leadership in the blockchain-based lending market [1][4] - The overall sentiment in the crypto sector is positive, with venture capital investments rising by 70% to over $17 billion this year [1] - Figure's initial public offering on Nasdaq, supported by major Wall Street firms, signifies a shift towards mainstream acceptance of blockchain finance [3] Company Overview - Figure is recognized as the first scaled business model for tokenized credit, potentially becoming a dominant player in the $2 trillion consumer lending market [4] - The company has tokenized approximately $17 billion in private credit, holding a 75% market share in that segment [5] - Founded by former SoFi CEO Mike Cagney, Figure collaborates with major financial institutions like KKR, Apollo, and Blackstone [5] Financial Projections - Bernstein forecasts Figure's revenues to more than double from $341 million in 2024 to $754 million by 2027, driven by its capital-light model [5] - Key earnings metrics are expected to quadruple to $427 million, with profit margins increasing from 30% to 57% [5] Market Impact - Figure Connect, the company's blockchain marketplace, allows banks and credit investors to trade loans directly, reducing costs by over 90% and settlement times from days to minutes [6] - Analysts describe Figure as building the foundational infrastructure for blockchain-based capital markets, positioning it as a key player in the trillion-dollar tokenization trend [6]