Manulife announces intention to launch Normal Course Issuer Bid [Accessibility Statement] Skip NavigationC$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945TORONTO, Feb. 11, 2026 /PRNewswire/ - Manulife Financial Corporation ("Manulife") announced today that, subject to the approval of the Toronto Stock Exchange ("TSX"), it intends to launch a Normal Course Issuer Bid ("NCIB") permitting the purchase for cancellation of up to 42 million of its common shares, representing approximately 2.5% of Manulife's ...

Group 1 - Manulife Financial Corporation (MFC) has been upgraded to Outperformer by CIBC, with a price target increase from C$50 to C$58, reflecting steady progress towards medium-term goals and potential for higher stock multiples over time [2] - The core life insurance business of Manulife is performing well, supported by higher yields on longer-duration assets, which aids in aligning long-term liabilities with cash-generating assets [3] - The wealth management segment is experiencing growth, particularly in Asia, where significant investments have been made, contributing to the long-term investment case for the company [4] Group 2 - Manulife operates globally under the Manulife brand in Canada, Asia, and Europe, and under the John Hancock name in the United States, providing insurance and financial advice [4]

Group 1 - Manulife Financial Corporation will release its fourth quarter and full year 2025 financial results on February 11, 2026, after market close [1] - A live webcast and conference call will take place on February 12, 2026, at 8:00 a.m. (ET) to discuss the results [1] - The archived webcast will be available on Manulife's investor relations website following the call [2] Group 2 - Manulife Financial Corporation is a leading international financial services provider with global headquarters in Toronto, Canada [3] - The company operates as Manulife in Canada, Asia, and Europe, and as John Hancock in the United States, offering financial advice and insurance [3] - As of the end of 2024, Manulife had over 37,000 employees and served more than 36 million customers [3]

Core Insights - Choosing a financial advisor is a critical decision that impacts investment strategies, tax management, and long-term financial plans [1][2] Group 1: Importance of Personal Referrals - Personal referrals from trusted individuals often lead to better satisfaction with financial advisors compared to online searches [3] - Insights from friends, family, and colleagues can reveal an advisor's responsiveness and clarity in communication during market fluctuations [3] Group 2: Professional Referrals - Professional referrals from accountants, attorneys, and bankers provide valuable insights into an advisor's operational effectiveness over time [4] - Inquiries should focus on the reasons behind successful relationships and the advisor's problem-solving capabilities [4] Group 3: Credentials and Standards - Financial advisors have varying standards, and while credentials do not guarantee quality advice, they indicate a commitment to training and ethical practices [5] - The Certified Financial Planner (CFP) designation is a strong indicator of professionalism, requiring education, experience, and adherence to fiduciary standards [5][6]

Core Insights - The article discusses the varying costs of financial advisory services and emphasizes that the value of these services depends on the advisor's skills and the specific services provided [1][2]. Fee Structures - Financial advisors typically charge fees based on a percentage of assets under management (AUM), which was reported as the primary revenue source for 82% of advisors surveyed in a 2022 study [3][6]. - Common fee structures include hourly rates, fixed fees for specific services, and performance-based fees that apply when certain goals are met [6][7]. Services Offered - Financial advisors provide a range of services, including tax strategy development, budgeting, and comprehensive financial planning, tailored to meet clients' specific needs [7].

Core Insights - The article emphasizes the importance of networking in financial success, highlighting that "money's a people game" and that expanding one's social circle can lead to better financial opportunities [3]. Group 1: Financial Advice - Grant Cardone's primary lesson for financial success is the significance of building relationships with successful individuals, as this can enhance opportunities for wealth generation [3]. - The article suggests that even if one cannot connect with billionaires, they can still seek relationships with financially knowledgeable individuals, such as financial advisors [4]. - Research from Vanguard indicates that working with a financial advisor can potentially increase net returns by about 3% over time, which could lead to significant growth in a portfolio, exemplified by a potential increase of over $1.3 million on a $50,000 investment over 30 years [5]. Group 2: Financial Advisory Services - Advisor.com is presented as a platform that connects individuals with licensed financial professionals, offering personalized guidance to help grow wealth [6]. - The article mentions that a professional advisor can assist in determining investment timelines before retirement and evaluating comfort levels with market fluctuations, which are crucial for building an appropriate asset mix [6]. - A free consultation is available through Advisor.com to discuss retirement goals and long-term financial planning [7].

Core Insights - Manulife Financial Asia Limited has won the ACES Awards 2025 in the category of Top Sustainability Advocates in Asia, marking its first regional win [1][2] Group 1: Sustainability Commitment - The award recognizes Manulife's commitment to sustainability through its Impact Agenda, environmental stewardship, and the integration of sustainable investing across its operations [2][3] - Manulife has achieved a 27% reduction in Scope 1 and 2 emissions and has planted over 1.4 billion trees, demonstrating its leadership in managing natural capital with over CAD$22 billion in timberland and agriculture assets under management [4] Group 2: Community and Employee Initiatives - Manulife has advanced community programs like Peso Smart and MLK Scholars, empowering thousands of youth across Asia and North America [4] - The company fosters well-being and belonging for over 39,000 employees and 109,000 agents globally through inclusive workplace initiatives [4] Group 3: Future Initiatives - The recently launched Manulife Longevity Institute aims to create a global platform to help people live longer, healthier, and more financially secure lives by 2030 [5]

Core Insights - Millennials are now in their 30s and 40s, facing significant financial decisions such as home buying, family growth, career changes, wealth building, and retirement planning, leading many to consider working with financial advisors [1] Group 1: Key Traits for Selecting Financial Advisors - Advisors should understand the client's approach and strategy, providing structure and clarity to help achieve financial goals [2] - It is essential for advisors to comprehend clients' financial habits, concerns, and aspirations, enabling them to create actionable plans [3] - Starting early with investments, regardless of the amount, is crucial due to the benefits of compound interest, and advisors should help clients adjust plans as their financial situations evolve [4] Group 2: Compensation Transparency - Understanding how financial advisors are compensated is vital, as it can influence the recommendations provided [4] - Not all advisors are fiduciaries; some operate under a "suitability" standard, which may lead to conflicts of interest due to commission-based products [5] - Fee-only advisors are often preferred for their transparency and alignment of incentives with clients' needs, as they charge by the hour, flat fees, or a percentage of managed assets [6]

Core Insights - The "Water Parade at Victoria Harbour" is a unique waterfront celebration featuring giant inflatable sculptures and an interactive market, supported by Manulife Hong Kong [2][11] - The event culminated in a spectacular drone show, which served as a vibrant celebration of art, entertainment, and culture, enhancing community spirit and emotional well-being [3][4][7] Company Involvement - Manulife Hong Kong acted as a Supporting Partner for the event, curating various engaging activities and donating tickets to local charities, thereby promoting social responsibility and community engagement [2][3] - The sponsorship reflects Manulife's commitment to emotional wellness and fostering connections within the community [3][4] Event Highlights - The drone show on November 1 illuminated the night sky, providing memorable experiences for families and the broader community [7] - The event included themed Dukling sailings and outdoor advertisements, contributing to a week-long festival of joy and creativity [2][3]

Core Insights - The article emphasizes the importance of understanding the fiduciary status of financial advisors, as fiduciaries are legally required to act in the best interest of their clients, unlike other financial professionals [2][4][12] - It highlights the need for clients to evaluate advisory fees in the context of the services provided, the advisor's compensation structure, and the complexity of the financial needs [4][10][14] Fee Structure and Evaluation - Average advisory fees range from 0.59% to 1.18%, with higher fees typically associated with smaller portfolios [7] - A 2% fee for a portfolio worth approximately $850,000 may be considered high, especially if tax advice is not included [5][10] - Advisors can be compensated through various methods, including fixed fees, percentage-based fees on assets under management, and commissions from selling products [6][12] Complexity and Customization - The complexity of financial advice can influence costs, with high-touch, customized services generally being more expensive than generic offerings [11][12] - Advisors who provide comprehensive financial planning and investment management tailored to individual goals may justify higher fees [11][16] Next Steps for Clients - Clients are encouraged to benchmark advisor fees against industry averages and to have transparent discussions about fee structures and services offered [14][15] - The decision on selecting an advisor should consider not only fees but also the alignment of interests and the level of service provided [16]