To Nasdaq Copenhagen A/S Executive ManagementBernstorffsgade 40DK-1577 København Vwww.rd.dkTelephone +45 7012 530019 November 2025 Company Announcement number 92/2025 Opening of new mortgage covered bonds (SDRO) financing FlexLån® Realkredit Danmark will open 12 new mortgage covered bonds (SDRO) for the funding of traditional FlexLån® and four new mortgage covered bonds (SDRO) for the funding of FlexLån® with government guarantee. For further information on the characteristics of the bonds, please see appen ...

Core Points - Realkredit Danmark will change the refinancing date for new FlexLån® and variable rate FlexLife® loans from 1 January to 1 April, effective 25 November 2025, to mitigate refinancing risk and ensure compliance with the Supervisory Diamond [1] - During the transitional period, loans with a refinancing date of 1 January will still be disbursed, and the refinancing date for already disbursed loans will remain unchanged [2]

Group 1 - Realkredit Danmark will hold auctions for mortgage covered bonds series 10F on 27 March 2025, with a value date of 31 March 2025 due to remortgaging activity [1] - The final amounts for the auctions will be announced on the auction day via Bloomberg's chat system, with expected sales of DKK 300 million for FlexLån®, DKK 400 million for other floating rate loans, and DKK 200 million for fixed rate loans [2] - A total of DKK 5.1 billion, including auction amounts, is expected to be sold, although Realkredit Danmark is not obligated to sell the entire announced amount [3]