Core Insights - Fold Holdings, Inc. has achieved nationwide availability in all 50 U.S. states through a partnership with BitGo Bank & Trust, following BitGo's approval as a federally chartered bank by the OCC, marking a significant regulatory milestone for Bitcoin access in the U.S. [1][2][3] Group 1: Company Developments - Fold is now the first consumer Bitcoin financial services company to operate under a single, federally supervised trust framework, replacing the previous state-by-state regulations that limited consumer access [2][3]. - The partnership with BitGo allows Fold to offer Bitcoin exchange and custody services nationwide, including in previously restricted markets like New York, enhancing the accessibility of its products such as the Fold Bitcoin Gift Card™ and the upcoming Fold Bitcoin Credit Card™ [2][3]. Group 2: Industry Impact - The federal bank charter obtained by BitGo, combined with Fold's financial products, establishes the first true national framework for Bitcoin access in the U.S., which is expected to facilitate a more straightforward and regulated engagement with Bitcoin for consumers [3]. - This development is seen as a significant shift from navigating regulatory barriers to building a solid foundation for the Bitcoin market, allowing Fold to expand its consumer base across the entire country [3][6].

Core Insights - Fold Holdings, Inc. has launched a new affiliate program aimed at empowering creators and publishers to earn commissions by promoting the Fold Bitcoin Gift Card, which is positioned as a unique gift option for the holiday season [3][4][5] Group 1: Affiliate Program Details - The affiliate program allows content creators, influencers, and digital publishers to earn commissions on sales generated through unique affiliate links [3][6] - The program is designed to drive awareness and sales of the Fold Bitcoin Gift Card, which enables consumers to purchase and send bitcoin instantly without technical setup [5][6] - Fold has partnered with Impact, a global partnership marketing platform, to enhance its affiliate marketing efforts, allowing a variety of content partners to monetize their content [6][7] Group 2: Product Offerings and Future Expansion - Initially, the affiliate program will focus on the Fold Bitcoin Gift Card, with plans to expand in 2026 to include additional products like the Fold Bitcoin Credit Card and app installs [7] - Affiliates will have access to a diverse product suite, including gift cards from major brands and the Fold Debit Card, with competitive commissions starting at $9 per sale [7] Group 3: Company Overview - Fold is the first publicly traded bitcoin financial services company, facilitating the earning, saving, and spending of bitcoin through various financial tools [9] - The company holds nearly 1,500 BTC in its treasury and aims to integrate bitcoin into everyday financial experiences through innovative products [9]

Core Insights - Fold Holdings, Inc. has partnered with Stripe to launch the Fold Bitcoin Credit Card™, which allows users to earn bitcoin through everyday spending [1][3] - The card offers up to 3.5% back on purchases, with an unlimited 2% back instantly and additional rewards for using the Fold Checking Account [2][4] - Fold has processed over $3.1 billion in transaction volume and distributed more than $83 million in bitcoin rewards, indicating strong market demand for bitcoin financial services [4][5] Company Overview - Fold is the first publicly traded bitcoin financial services company, focusing on making bitcoin accessible for individuals and businesses [5] - The company holds nearly 1,500 BTC in its treasury and offers various products, including the Fold App, Fold Credit Card™, Fold Bitcoin Gift Card™, and Fold Debit Card™ [5] - The integration with Stripe and the use of Visa's network enhances Fold's ability to deliver its products at scale, reflecting a growing trend in digital asset integration [3][4]