Group 1 - HSBC Holdings (0005.HK) has seen a nearly 3% increase in stock price, reaching a historical high of 138.4 HKD, with a market capitalization of 2.38 trillion HKD, and a cumulative increase of nearly 13% in January [1] - Hang Seng Bank officially delisted after 53 years, with HSBC's CEO expressing confidence in Hong Kong's future and emphasizing the continued independent operation of Hang Seng Bank [1] - The combination of HSBC's global network and Hang Seng's local advantages is expected to create new opportunities for families, SMEs, entrepreneurs, investors, and corporations [1] Group 2 - HSBC's net interest income (NII) increased by 4% year-on-year, with a return on tangible equity (RoTE) of 18.2% excluding notable items for the first three quarters [4] - The expansion of wealth management in Asia is projected to be the main growth driver for revenue and profit in 2026, with the IWPB business achieving a capital return rate of 16%, significantly higher than the group average [5] - HSBC plans to resume share buybacks in 2026, with a total buyback amount expected to be between 5 to 10 billion USD, and a stable dividend policy with a yield projected at 5-6% [5] - A targeted annual cost saving of 1.5 billion USD by the end of 2026 is expected to enhance profitability and offset some pressure on net interest income [5]