T. Rowe Price Group, Inc. (NASDAQ:TROW) is one of the Cheap NASDAQ Stocks To Buy in 2026. On February 11, T. Rowe Price Group, Inc. (NASDAQ:TROW) announced its assets under management for January 2026. ​The company reported $1.797 trillion in assets under management, up from $1.776 trillion in January 2025. The major increase was recorded in multi-assets, which grew from $627 billion a year ago to $646 billion in 2026. Moreover, both the fixed income and alternatives grew by $1 billion during the year. La ...

Core Insights - Bank of the James Financial Group, Inc. (BOTJ) reported a 2.1% increase in shares following strong fourth-quarter 2025 results, driven by higher net interest income, expanding margins, and disciplined expense management [1] - The company achieved record annual earnings and steady balance sheet growth, indicating improving operating performance [1] Financial Performance - For Q4 2025, BOTJ's net income reached $2.72 million, up from $1.62 million in Q4 2024, with earnings per share increasing to $0.60 from $0.36 [4] - Annual net income for 2025 rose 13.6% to a record $9.02 million from $7.94 million in 2024, with earnings per share improving to $1.99 from $1.75 [4] Income and Expenses - Net interest income grew 11.1% year over year to $8.54 million in Q4 2025, and for the full year, it increased 12.2% to $32.81 million from $29.24 million in 2024 [5] - Non-interest income increased 13.3% in Q4 to $4.33 million and rose 4.7% for the year to $15.85 million, with wealth management fees climbing 10.4% year over year to $5.35 million in 2025 [6] - Non-interest expenses declined 4.2% year over year in Q4 to $9.11 million, leading to an improved efficiency ratio of 70.81% from 82.62% in the prior-year quarter [6] Asset and Deposit Growth - As of December 31, 2025, total assets increased 6.1% year over year to $1.04 billion, with loans rising 3.9% to $661.36 million and total deposits growing 6.2% to $937.13 million [7] Asset Quality and Capital Position - The allowance for credit losses was $6.45 million at December 31, 2025, down from $7.04 million at the end of 2024, while total non-performing loans slightly increased to $1.70 million [8] - Stockholders' equity rose 23.4% year over year to $80.05 million, with book value per share increasing to $17.62 from $14.28 [8] Conclusion - Overall, BOTJ delivered record annual earnings in 2025, supported by margin expansion, lower interest expenses, steady loan and deposit growth, and improved operating efficiency, positioning the company favorably for 2026 [10]

Core Insights - Bank of the James Financial Group, Inc. reported record annual earnings of $9.02 million for 2025, reflecting a 13.6% increase from 2024 [3][4] - The company achieved a net interest income of $32.81 million for the full year 2025, up 12.2% from $29.24 million in 2024 [3][4] - Total assets reached $1.04 billion at the end of 2025, marking a 6.1% increase from $979.24 million at the end of 2024 [4][11] Financial Performance - Fourth-quarter net income was $2.72 million, compared to $1.62 million in the same quarter of 2024, with earnings per share rising to $0.60 from $0.36 [4][21] - Net interest margin improved to 3.44% in Q4 2025, up from 3.18% in Q4 2024, while the full year margin was 3.39%, compared to 3.11% in 2024 [4][25] - Noninterest income for the full year increased by 4.7% to $15.85 million, driven by gains on loan sales and wealth management fees [8][21] Asset and Liability Management - Total deposits increased to $937.13 million at December 31, 2025, a rise of 6.2% from $882.40 million in 2024, with core deposits growing by 7.7% [12][4] - Loans, net of allowance for credit losses, rose to $661.36 million, reflecting a 3.9% increase from $636.55 million in 2024 [4][11] - Stockholders' equity increased by 23.4% to $80.05 million, with book value per share rising to $17.62 from $14.28 [13][4] Expense Management - Noninterest expense decreased by 4.2% in Q4 2025 to $9.11 million, attributed to reduced data processing costs and lower professional fees [9][10] - The efficiency ratio improved significantly to 70.81% in Q4 2025 from 82.62% in Q4 2024, indicating better cost management [4][25] - Interest expense declined by 12.1% in Q4 2025 to $3.47 million, reflecting effective management of deposit pricing and the retirement of capital notes [6][4] Market Position and Strategy - The company serves a diverse range of markets in Virginia, including Lynchburg and surrounding areas, focusing on both commercial and retail banking [1][14] - The management emphasized a continued focus on pricing, costs, and credit quality as key strategies for 2026 [3][4] - Wealth management fees from Pettyjohn, Wood & White, Inc. increased by 10.4% in 2025, contributing positively to overall earnings [4][8]

Financial Performance Highlights - Net income for Q4 2025 was $99.5 million[5, 12] - Operating net income* for Q4 2025 was $94.7 million[5, 12] - Diluted EPS was $0.46, while diluted operating EPS* was $0.44[5] - Net Interest Margin (NIM*) was 3.61%, and the total deposit cost was 1.59%[5] - Declared dividend of $0.13 per share[6] Balance Sheet and Capital Management - Book Value (BV) per share was $18.42, and Tangible Book Value (TBV) per share* was $12.90[6] - Repurchased 3.1 million shares of common stock for $55.4 million in Q4 2025, representing 26% of the authorized share repurchase program[8] - The company's Wealth assets reached a record high of $10.1 billion, including $9.6 billion of assets under management[10] Income Statement Analysis - Net interest income increased to $237.4 million in Q4 2025 from $200.2 million in Q3 2025[12] - Noninterest income was $46.1 million in Q4 2025[12] - Noninterest expense was $189.4 million in Q4 2025[12] - Operating net income increased by $20.6 million, or 28%, compared to the linked quarter[10] Asset Quality and Loan Portfolio - Non-performing loans increased by $103.1 million to $172.3 million, representing 0.75% of total loans, primarily due to the HarborOne merger[10] - Allowance for loan losses was $332 million, or 1.44% of total loans at year-end, compared to $233 million, or 1.26% at the end of Q3 2025[10] - Period-end loans increased by $4.7 billion, or 25%, linked quarter, primarily due to the addition of HarborOne loans[59] Deposits - Period-end deposits increased by $4.4 billion, or 21%, linked quarter, primarily due to the addition of $4.3 billion of HarborOne deposits[53] - Total deposits were $24.263 billion with a total deposit cost of 1.59%[27] Commercial Real Estate (CRE) Exposure - CRE portfolio totaled $9.5 billion, representing 40% of total loans[86] - Non-performing CRE loans were $121 million, or 1.3% of total CRE loans[86] HarborOne Merger - The deal value for the HarborOne merger was $550 million[94] - Expect annual cost savings of ~$55 million, or ~40%, mostly achieved by Q2 2026[94]

Core Viewpoint - Wealthfront's stock price declined over 16% following a report of decreased customer deposits, despite overall asset growth and revenue increases. Group 1: Financial Performance - Total assets on Wealthfront's platform increased by 21% year over year to $92.8 billion as of October 31, driven by a 20% rise in funded client accounts to 1.38 million [2] - Wealthfront's revenue rose 16% year over year to $93.2 million, with EBITDA climbing 24% to $43.8 million [4] Group 2: Asset Management - Cash management assets increased by 14% to $47 billion, supported by high yields on online savings products and FDIC insurance for individual accounts [2] - Investment advisory assets surged by 31% to $45.8 billion, aided by rising stock prices and client fund transfers from savings to investment accounts [3] Group 3: Deposit Trends - Wealthfront experienced $208 million in net deposit outflows in December, contrasting with net inflows of $874 million in December 2024 [5] - The decline in cash management assets largely offset the increase in investment advisory assets, raising concerns among investors about the sustainability of asset growth [5]

Core Viewpoint - T. Rowe Price Group, Inc. is set to announce its fiscal fourth-quarter earnings for 2025, with analysts expecting a profit increase and a mixed performance compared to market indices [1][2]. Financial Performance Expectations - Analysts anticipate TROW to report a profit of $2.47 per share on a diluted basis, reflecting a 16.5% increase from $2.12 per share in the same quarter last year [2]. - For the full fiscal year 2025, TROW's expected EPS is $9.76, which is a 4.6% increase from $9.33 in fiscal 2024, and projected to rise to $10.40 in fiscal 2026, marking a 6.6% year-over-year growth [3]. Stock Performance - TROW stock has underperformed the S&P 500 Index, which gained 17.1% over the past 52 weeks, with TROW shares down 6.3% during the same period [4]. - The stock also lagged behind the Financial Select Sector SPDR Fund, which saw a 15.1% increase in the same timeframe [4]. Recent Earnings Report - On October 31, 2025, TROW reported its Q3 results, with an adjusted EPS of $2.81, exceeding Wall Street expectations of $2.55, and revenue of $1.89 billion, surpassing forecasts of $1.85 billion [5]. Analyst Ratings - The consensus opinion on TROW stock is moderately bearish, with a "Moderate Sell" rating overall; out of 14 analysts, nine recommend a "Hold," one a "Moderate Sell," and four a "Strong Sell" [6]. - TROW currently trades above its mean price target of $105.69, while the highest price target of $128 suggests a potential upside of 20.8% [6].

Core Viewpoint - Ally Financial Inc. is set to release its fourth quarter and full year 2025 financial results on January 21, 2026, at approximately 7:30 a.m. ET, followed by a conference call to discuss the performance at 9 a.m. ET [1][2]. Group 1 - The financial results will be available on the Ally Press Room website [1]. - A conference call will be hosted to review the company's performance, accessible via webcast or dial-in [2]. - Participants must pre-register for the conference call to receive the dial-in number and unique registrant ID [3]. Group 2 - A replay of the conference call will be available via webcast on the Ally Investor Relations website [4]. - Ally Financial Inc. is recognized as the nation's largest all-digital bank and has a leading position in the auto financing sector [5]. - The company offers a range of financial services, including deposits, securities brokerage, investment advisory services, auto financing, and insurance [5].

Financial Performance - The company's net income for Q3 2025 was $106.1 million, or $0.53 per diluted share, which included a GAAP tax benefit[14] - Operating net income for Q3 2025 was $74.1 million, or $0.37 per diluted share, a 44% increase from Q3 2024[14, 17] - Wealth management assets under management (AUM) reached a record high of $9.2 billion at the end of Q3 2025[14, 41] - The company declared a dividend of $0.13 per share[13] Balance Sheet - Total assets were $25.5 billion[4] - Total deposits amounted to $21.1 billion[4] - Total loans reached $18.8 billion[4] - The tangible book value per share increased to $13.14, a 5% increase linked quarter and a 10% increase since year-end[14] Loan Portfolio - Total loans increased by $239 million, or 1.3%, linked quarter[59] - Commercial loans increased by $201 million, driven by CRE and C&I activity[62] - The company's commercial real estate (CRE) portfolio totaled $7.4 billion, representing 39% of total loans[89] Asset Quality - Non-performing loans (NPLs) were $69 million, or 0.37% of total loans, an increase of $14 million linked quarter[75, 82] - Commercial criticized and classified loans were $495 million, or 3.82%[81]

Core Viewpoint - The article discusses the investment landscape in the real estate sector, particularly focusing on the performance and potential of various real estate investment trusts (REITs) and housing-related securities [2]. Group 1: Company Insights - Hoya Capital Research & Index Innovations is affiliated with Hoya Capital Real Estate, providing investment advisory services and market commentary focused on publicly traded securities in the real estate industry [2]. - The commentary emphasizes the importance of consulting with investment, tax, or legal advisers before making investment decisions, highlighting the complexities involved in real estate investments [2][3]. Group 2: Market Commentary - The article notes that past performance of investments is not indicative of future results, stressing the inherent risks associated with investing in real estate companies and housing industry firms [3]. - It mentions that the views and opinions expressed in the commentary are subject to change and should not be considered as definitive investment advice [3].

Core Insights - Horizon Kinetics Holding Corporation has qualified to trade on the OTCQX Best Market, marking a significant upgrade from the OTCID Basic Market [1][4] - The company will begin trading under the symbol "HKHC" and U.S. investors can access its financial disclosures and real-time quotes on the OTC Markets website [2] - The OTCQX Market is designed for investor-focused companies, requiring them to meet high financial standards and adhere to best practices in corporate governance [3] Company Overview - Horizon Kinetics Holding Corporation primarily provides investment advisory services through its subsidiary, Horizon Kinetics Asset Management LLC, which is a registered investment advisor [5] - The company specializes in independent proprietary research and investment advisory services for both long-only and alternative value-based investing strategies [5] OTC Markets Group Overview - OTC Markets Group Inc. operates regulated markets for trading approximately 12,000 U.S. and international securities, with a focus on data-driven disclosure standards [6] - The group offers various market tiers, including OTCQX Best Market, OTCQB Venture Market, OTCID Basic Market, and Pink Limited Market, facilitating efficient access to U.S. financial markets [6]