Key Takeaways JPMorgan's Q3 revenues rose 9% year over year, extending its high-single-digit growth streak.JPM saw gains across NII, markets, IB, asset management, payments and commercial banking.Lower rates weigh on NII, but loan growth, deposit trends and diversification offer support.JPMorgan (JPM) delivered another strong quarter, extending its streak of high-single-digit revenue growth. In the third quarter of 2025, total revenues rose 9% year over year, underscoring the firm’s diversification across m ...

Core Viewpoint - Analysts expect Bank of America (BAC) to report quarterly earnings of $0.94 per share, reflecting a year-over-year increase of 16.1%, with revenues projected at $27.12 billion, up 7% from the previous year [1] Earnings Estimates - The consensus EPS estimate has been adjusted downward by 0.1% over the past 30 days, indicating a reassessment by analysts [1][2] Key Metrics Projections - The 'Efficiency Ratio (FTE basis)' is projected to be 63.1%, down from 64.6% in the same quarter last year [4] - 'Book value per share of common stock' is expected to be $37.63, compared to $35.37 a year ago [4] - 'Total earning assets - Average balance' is estimated at $3068.81 billion, up from $2917.70 billion year-over-year [5] - 'Total nonperforming loans, leases and foreclosed properties' is projected at $6.66 billion, compared to $5.82 billion last year [5][6] - The 'Tier 1 Leverage Ratio' is expected to be 6.7%, down from 6.9% in the same quarter last year [6] - 'Tier 1 Capital Ratio' is projected at 12.7%, compared to 13.2% a year ago [7] - 'Net Interest Income - Fully taxable-equivalent basis' is expected to be $15.23 billion, up from $14.11 billion last year [8] - 'Investment banking fees' are projected to reach $1.62 billion, compared to $1.40 billion in the same quarter last year [9] Performance Comparison - Bank of America's shares have shown a return of -1.9% over the past month, while the Zacks S&P 500 composite has increased by +3.5% [9]

Core Viewpoint - Analysts project that Bank of America (BAC) will report quarterly earnings of $0.86 per share, a 3.6% increase year over year, with revenues expected to reach $26.61 billion, up 4.9% from the same quarter last year [1]. Earnings Estimates - Over the last 30 days, the consensus EPS estimate has been revised upward by 0.8%, indicating a collective reassessment by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock performance [3]. Key Metrics Forecast - The 'Efficiency Ratio (FTE basis)' is expected to reach 64.5%, compared to 63.9% in the same quarter last year [5]. - The 'Book value per share of common stock' is projected at $36.85, up from $34.39 a year ago [5]. - 'Total earning assets - Average balance' is forecasted to be $2975.40 billion, compared to $2887.94 billion in the same quarter last year [6]. - 'Total nonperforming loans, leases and foreclosed properties' are expected to be $6.66 billion, up from $5.69 billion a year ago [6]. - The estimated 'Total Non-Performing Loans' is $6.62 billion, compared to $5.47 billion in the same quarter last year [7]. - The 'Tier 1 Capital Ratio' is projected at 13.0%, down from 13.5% a year ago [7]. - The 'Net Interest Income - Fully taxable-equivalent basis' is expected to reach $14.88 billion, compared to $13.86 billion last year [8]. - 'Total Noninterest Income' is projected at $11.80 billion, slightly up from $11.68 billion in the same quarter last year [8]. - 'Investment and brokerage services' are expected to reach $4.73 billion, compared to $4.32 billion a year ago [9]. - The consensus estimate for 'Investment banking fees' stands at $1.34 billion, down from $1.56 billion in the same quarter last year [9]. - 'Total fees and commissions' are expected to be $9.29 billion, compared to $8.97 billion last year [9]. Stock Performance - Shares of Bank of America have increased by 5.3% over the past month, outperforming the Zacks S&P 500 composite, which rose by 4.1% [10].