Banking giant JPMorgan wants to build its own "regulated, interoperable digital money" that can move near-instantly and securely across financial markets, a spokesperson for the bank told CoinDesk. JPMorgan is already laying out plans to expand its JPM Coin deposit token beyond Base, the Ethereum Layer 2 network built by Coinbase, to Digital Asset’s privacy-focused Canton Network, and eventually to additional blockchain platforms—as it pushes toward a more interconnected, multichain settlement system for ...

随后，Kinexys Digital Payments执行最终支付指令，借助链上网络将资金实时转入对应Visa账户。整个流程环环相扣、响应迅速，真正做到了"指令发出，余 额立现"，为用户带来近乎即时的支付感受。 在全球化贸易浪潮与数字经济深度融合的今天，跨境支付体系正迎来新一轮技术变革。近期，跨境支付平台Payful正式宣布与摩根大通旗下的Kinexys Digital Payments达成战略合作，将借助区块链技术实现多币种即时结算，突破传统跨境交易的时间局限，推进企业支付与财资管理领域的创新。 图片来源：Payful 作为一家企业数字支付服务商，Payful拥有覆盖多币种、多场景的支付能力及广泛的全球网络。Kinexys Digital Payments网络则提供链上外汇结算服务，支 持近实时的跨境支付、自动化清算以及安全高效的数据交换。 通过此次合作，Payful将Kinexys Digital Payments数字支付网络整合进其支付解决方案，并将区块链技术应用于与Visa共同推出的Payful Card。依托其智能资 金归集与自动化处理能力，Payful能够为借记还款提供稳定、高效的端到端服务，确保 ...

Core Insights - Siemens AG and B2C2 have adopted JPMorgan Chase's blockchain-based payments network, Kinexys Digital Payments, for real-time foreign exchange transactions [1][8] - The platform allows for near-instant settlement of cross-border transactions in major currencies, addressing inefficiencies in traditional FX payment systems [3][5] Group 1: Adoption and Benefits - The Kinexys platform enables Siemens and B2C2 to settle transactions in US dollars, British pounds, and euros with near-instant finality, eliminating delays typical in traditional systems [3][6] - B2C2 gains a significant liquidity advantage, allowing for 24/7 cash movement, which is crucial during periods of crypto market volatility [4][8] - Siemens has been an early adopter of JPMorgan's blockchain technology, previously using it for fund transfers between global subsidiaries [6][7] Group 2: Market Trends - The integration of blockchain payment infrastructure is part of a broader trend among large corporations seeking to streamline global money movement [5][8] - JPMorgan's Kinexys network processes approximately $3 billion in daily transactions, indicating growing adoption as firms modernize cash and liquidity management [6][8] - The shift towards blockchain payments aims to provide faster settlements, lower costs, and improved cash visibility in cross-border transactions [5][6]

Industry Innovation - Marex, a global financial services platform, is the first clearing firm to integrate Kinexys Digital Payments, a blockchain-based settlement system [1] - Kinexys Digital Payments was developed by JP Morgan [1]