L3级自动驾驶专属保险
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平安产险北京分公司:针对北京L3级自动驾驶提供专属保险保障
Bei Jing Shang Bao· 2025-12-26 10:37
Core Viewpoint - The issuance of the first L3-level autonomous driving vehicle license plates in Beijing marks a significant step in the integration of autonomous driving technology into everyday transportation, supported by specialized insurance products to mitigate new risks associated with this technology [1][2]. Group 1: Insurance Product Development - Ping An Property & Casualty Insurance Company of Beijing has developed a specialized insurance product for L3-level autonomous driving, offering coverage of up to 2 million yuan per passenger and up to 5 million yuan for third-party losses, addressing risks such as system defects, software updates, and cybersecurity attacks [1][2]. - The insurance scheme aims to clarify accident liability through vehicle operation data integration and collaboration with authoritative technical institutions, providing a clear framework for insurance claims [2]. Group 2: Industry Collaboration and Future Plans - The insurance initiative aligns with Beijing's pilot policies and vehicle technology characteristics, ensuring compliance for the issuance of specialized license plates while providing substantial risk buffers for commercial operations [2]. - Ping An plans to continue collaborating with insurance peers, automotive companies, and technical institutions to enhance and optimize smart driving insurance products and services, contributing to the high-quality development of the new energy and intelligent connected vehicle industry [2].