Core Insights - Paysafe has announced a strategic partnership with Pay.com, becoming a recommended acquirer for card transactions for online merchants using the Pay.com platform [1] - The partnership integrates Paysafe's digital wallets, Skrill and Neteller, along with its PaysafeCard eCash solution, enhancing payment options for merchants [3] Group 1: Partnership Details - The partnership allows Paysafe to process credit and debit card transactions through Pay.com's advanced orchestration platform, which aims to maximize acceptance and authorization rates for various sectors including e-commerce and financial services [2] - Paysafe is already processing payments for multiple Pay.com merchant customers, with over 20 additional merchants expected to be onboarded by the end of 2026 [3] Group 2: Strategic Implications - The collaboration is expected to optimize payment routing and enhance approval rates, ultimately strengthening customer relationships for online merchants [4] - The integration of Paysafe into Pay.com's platform is designed to provide greater flexibility across card payments and a wide range of alternative payment methods, benefiting merchants [4]

Core Insights - Paysafe has announced a strategic partnership with Pay.com, becoming a recommended acquirer for card transactions for online merchants using the Pay.com platform [1][5] - The partnership integrates Paysafe's digital wallets, Skrill and Neteller, along with its PaysafeCard eCash solution, enhancing the range of alternative payment methods available to merchants [1][3] Paysafe Overview - Paysafe is a leading payments platform with 30 years of experience, processing an annualized transactional volume of $152 billion in 2024, and operates in over 130 countries [6] - The company connects businesses and consumers through 260 payment types in 48 currencies, focusing on mobile-initiated transactions and real-time analytics [6] Pay.com Overview - Pay.com specializes in payments orchestration, optimizing and managing global payments through a centralized hub, integrating seamlessly with third-party payment providers [7][8] - The platform features a centralized risk engine and offers merchants control over transaction routing using multiple methodologies [7] Partnership Benefits - The collaboration is expected to enhance payment routing, improve approval rates, and strengthen customer relationships for online merchants [5] - Pay.com will offer Paysafe as an acquirer option across various sectors, including e-commerce, travel, and regulated iGaming, leveraging Paysafe's extensive industry experience [2][5] Future Prospects - Paysafe is already processing payments for multiple Pay.com merchant customers, with over 20 additional merchants expected to be onboarded by the end of 2026 [4]

Core Insights - Shoppers are prioritizing experiences over physical gifts this holiday season, with a significant shift towards meaningful experiences and flexible payment options [1][5][6] - The demand for travel during the holidays is strong, with 44% of consumers planning to travel, including 16% internationally [2][6] - There is a notable increase in the use of digital wallets and omnichannel retail experiences among consumers [6][7] Consumer Behavior Trends - 49% of consumers prefer gifting experiences, particularly in food, travel, and entertainment, while 50% wish to receive experiences themselves [6] - 64% of respondents find gift cards to be the most convenient way to gift video games [6] - 47% of consumers plan to shop early for the holidays, with 20% intending to shop during Black Friday [6] Payment Preferences - Debit cards (46%) and credit cards (37%) remain the top payment methods, but digital wallets (27%) and cash/eCash (27%) are gaining popularity [6] - 49% of consumers have abandoned carts due to unavailable preferred payment methods, and 46% due to security concerns [5][6] Support for Local Businesses - 69% of global consumers plan to purchase from small businesses, indicating strong support for local retailers [6][7] Research Methodology - The insights are based on a survey of 8,500 consumers across multiple countries, including the U.S., Brazil, and the U.K., conducted by Paysafe [2][7]

Financial Performance - Revenue reached $434 million, a 2% year-over-year increase, with organic growth of 6%[6] - Adjusted EBITDA was $127 million, representing a 29.2% margin[7] - Adjusted EPS increased by 37% year-over-year to $0.70[8] - Net leverage improved to 5.2x compared to 5.4x in June 2025[9] Segment Performance - Merchant Solutions revenue was $231.9 million, with organic growth of 7%[36] - Digital Wallets revenue was $205.7 million, reflecting 4% organic growth[38] - Digital Wallets had 7.1 million 3-month active users, remaining flat year-over-year[52] Regional Performance - Europe accounted for 36% of revenue, showing 14% growth (8% constant currency)[13] - US & Canada contributed 54% of revenue, with 8% growth (1% constant currency)[13] - Latin America represented 7% of revenue, with 10% normalized growth[13] Outlook and Strategy - The company updated its 2025 outlook, projecting 5% to 6% organic revenue growth[11] - The board authorized an additional $70 million for the existing share repurchase program[11] - Revised full-year 2025 revenue guidance is $1.7 billion to $1.71 billion, with an adjusted EBITDA of $425 million to $430 million[44]