众所周知，养老金计发基数每年公布一次，用来核算当年退休人员的养老金，2025年也不例外。2025年全国各地也需要公布当年的养老金计发基数，用来核 算2025年新增退休人员的养老金。近日，贵州公布了2025年养老金计发基数，标志着贵州将开启养老金重算模式，少发的养老金需要补发，那么工龄20年的 2025年新增退休人员，能补发多少养老金呢？ 根据贵州人社厅、财政厅、医保局、税务局等4个部门联合发布的《关于公布2024年贵州省全口径城镇单位就业人员年平均工资的通知》，2024年贵州省全 口径城镇单位就业人员年平均工资为87894元，并依照此数据，确定贵州全省2025年度核定社会保险缴费基数上下限和确定基本养老金计发基数。 | 索引号: | 000014349/2025-1291424 | 信息分类: | 政策文件 | | --- | --- | --- | --- | | 发布机构: | 贵州省人力资源和社会保障厅 | 生成日期: | 2025-09-19 16:43:28 | | 号: 文 | 黔人社发〔2025〕16号 | 是否有效: | 是 | | 名 称: | | 贵州省人力资源和社会保障厅等四部门关于公布 ...

Retirement planning is complicated. Fewer retirees can rely on pensions, so more people have to find retirement income elsewhere and navigate issues like managing taxes while withdrawing from different kinds of accounts, when to take required minimum distributions, and determining the appropriate asset allocation for their retirement portfolios. Here are three tricky decisions that confront people planning for retirement today. Decision 1: How Much to Withdraw Each Year in Retirement It’s impossible ...

Core Viewpoint - People often struggle with money due to a negative mindset, which can become a self-fulfilling prophecy, according to financial educator Abi Foster [1][7] Group 1: Changing Mindset - The language used when discussing money significantly impacts spending habits, with young people often adopting negative financial vocabularies from their families, leading to a fear of money [2] - Individuals can start by familiarizing themselves with trading apps to understand how investing works before making any financial commitments [3] Group 2: Savings and Investments - Keeping all savings in a checking account is detrimental, as it effectively transfers money to banks; a savings account should only hold enough to cover three months of living expenses, with a maximum of twelve [4] - Investing in stocks related to personal interests, such as Formula One stocks like Ferrari, is recommended, along with considering long-term investments in index funds like the S&P 500 [5] Group 3: Retirement Planning - It is crucial to actively plan for retirement by increasing contributions to retirement accounts such as 401(k), IRA, or pension plans, as minimal contributions can result in significant losses in compound interest by retirement age [6]

SmartAsset and Yahoo Finance LLC may earn commission or revenue through links in the content below. Is it a viable plan to use my 401(k) for the eight years between retirement (age 62) and the max payout age for Social Security (age 70)? I have about $750,000 and I’m planning to take about $1,700 per month. I already have a pension of about $1,500 per month. –Lynne Waiting to file for Social Security in order to take advantage of the delayed credits is a good strategy for those who want to maximize the ...

Core Points - The board of Maj Invest has decided to lower the emission premiums and redemption discounts in several departments to normal levels due to improved market conditions [1] Group 1: Emission Premiums and Redemption Discounts - The emission premiums and redemption discounts for various departments are now set to the following levels: - Danske Obligationer: Emission 0.05, Redemption 0.10 - Globale Obligationer: Emission 0.10, Redemption 0.15 - Globale Obligationer Akk.: Emission 0.10, Redemption 0.15 - Grønne Obligationer: Emission 0.20, Redemption 0.25 - High Income Obligationer: Emission 0.25, Redemption 0.35 - Pension: Emission 0.15, Redemption 0.20 - Big Picture: Emission 0.20, Redemption 0.20 [2] Group 2: Contact Information - For any inquiries, Lise Bøgelund Jensen, the director of the investment management company, can be contacted at phone number 33 28 28 28 [3] Group 3: Attachments - The announcement includes attachments of the prospectuses for various funds, which can also be accessed via the association's website [4]

Vi skal herved oplyse, at bestyrelsen i Investeringsforeningen Maj Invest d.d. har besluttet at nedbringe den midlertidige forhøjelse af emissionstillæg og indløsningsfradrag for de nedenfor nævnte afdelinger gældende fra den 2. maj 2025. Beslutningen er en opfølgning på forhøjelsen gældende fra den 10. april 2025. Normal Gældende fra 10. april 2025 Gældende fra 2. maj 2025Afdelinger/AndelsklasserEmissionIndløsning EmissionIndløsning EmissionIndløsningDanske Obligationer0,050,10 0,150,20 0,100,15Globale Ob ...

Group 1 - The board of Maj Invest has decided to reduce the temporary increase in emission fees and redemption discounts for specific departments effective from May 2, 2025 [1] - The decision follows an increase that was applicable from April 10, 2025 [2] - The specific emission and redemption fees for various departments are outlined, showing changes in fees for Danske Obligationer, Globale Obligationer, Grønne Obligationer, High Income Obligationer, Pension, and Big Picture [2] Group 2 - The departments will revert to emission fees and redemption discounts according to the prospectus, with further notifications to be provided [3] - Any inquiries regarding this announcement can be directed to Lise Bøgelund Jensen, the director of the investment management company [3]