Core Viewpoint - TKM Auto OÜ, a subsidiary of TKM Grupp AS, has signed an agreement to acquire 100% shareholding in Rohe Auto AS and SKO Motors OÜ, enhancing its presence in the automotive sector and expanding its brand portfolio with Škoda dealership rights [1][3]. Group 1: Transaction Details - The acquisition includes Rohe Auto AS and SKO Motors OÜ, which are involved in the sale of Škoda vehicles, spare parts, and maintenance services in Tallinn and Harju County [1]. - The transaction will not include the current shareholding of Rohe Auto AS and SKO Motors OÜ in Carstadt OÜ, which will be divested prior to completion [1]. - The share purchase agreement is subject to necessary approvals from the Estonian Competition Authority and additional actions [2]. Group 2: Company Background - TKM Grupp AS has been focused on expanding in the automotive sector since 2007, with a network of independent dealers importing KIA vehicles and operating retail and service showrooms in the Baltics [3]. - The automotive segment of TKM Grupp AS generated revenue of €200.8 million in 2024, indicating a strong market presence [3]. - Rohe Auto AS and SKO Motors OÜ are wholly owned by AS Adole Invest, a major automotive group in Estonia, which also represents brands like Porsche, Bentley, and Lamborghini [4]. Group 3: Financial Information - Rohe Auto AS has a registered share capital of €120,000, while SKO Motors OÜ has a registered share capital of €251,000 [5]. - A new real estate holding company will be established with a registered share capital of €10,000 prior to the transaction's completion [5].

Core Insights - The article discusses financial advice given by Dave Ramsey to a caller considering purchasing a $250,000 Porsche, emphasizing the importance of financial responsibility and planning before making luxury purchases [6][7][12]. Financial Situation of the Caller - The caller is a newly qualified cardiologist with an annual income of $650,000 and his wife earns $100,000, totaling a household income of $750,000 [4]. - He owns two homes, one with a $150,000 mortgage generating $1,000 per month in rental profit, and the other is his primary residence with a $300,000 mortgage [3]. - The caller has a signing bonus between $75,000 and $100,000 and an emergency fund of $60,000 [3]. Advice on Luxury Purchases - Ramsey suggests that while the caller can afford the Porsche given his income, he should ensure he is debt-free and has an emergency fund before making such a purchase [7][19]. - He advises against impulsive buying and recommends waiting to purchase the car until the caller is in a better financial position, ideally saving for it over three to five years [6][13]. Financial Priorities - Ramsey emphasizes the importance of prioritizing financial responsibilities such as building emergency savings, paying down debt, saving for retirement, and funding children's education before indulging in luxury items [16][17]. - The article highlights that delaying a luxury purchase allows for better financial planning and consideration of whether the item truly adds value to one's life [14]. Conclusion - The overall message is that high earners should use their income wisely to establish financial security before making significant purchases, allowing for guilt-free enjoyment of luxury items when financially feasible [19].

Core Points - The article discusses estate planning for a couple in their 70s, focusing on the distribution of assets and the implications of a recent health diagnosis [1][3][5] - The husband plans to leave a life estate in the condo to his wife, allowing her to receive rent from his properties, while leaving the remainder of his estate to charity [3][6] - The wife's estate will primarily benefit her two adult children, which raises questions about fairness and reasonableness in their estate planning [2][4][5] Financial Overview - The wife has $30,000 in stocks, shared ownership of a house worth $125,000, and a monthly pension of $1,200 [2][3] - The husband owns a home and two rental properties valued at $1 million, along with $300,000 in savings and a $200,000 Porsche [2][6] - The husband's income is reported to be three times that of the wife, indicating a significant financial disparity [2][6] Estate Planning Considerations - The husband's decision to leave a life estate and charity bequests is viewed as logical and fair, given his financial situation [5][6] - The wife is encouraged to consider the financial future of her children, who may benefit from her estate for home purchases or investments [5][6] - The article highlights the potential for rental income and property appreciation as beneficial aspects of their financial strategy [7]

Core Insights - A cardiology doctor, with a combined income of $750,000, sought approval from financial expert Dave Ramsey to purchase a $250,000 Porsche but was advised against it due to financial prudence [1][2][5]. Financial Situation - The doctor has an emergency fund of $60,000, owns two homes, and is expecting a signing bonus of $75,000 to $100,000 [3]. - One home in Florida generates a monthly profit of $1,000 after expenses, but has a remaining mortgage of $150,000, while their current home is valued at $450,000 with $300,000 left on the loan [3]. Ramsey's Advice - Ramsey emphasized that the doctor should be debt-free, have an emergency fund, and pay cash for the car before considering such a purchase [6]. - He suggested that the doctor should wait about a year to pay off debts and save enough cash for the Porsche [6]. - Ramsey recommended selling the Florida rental property, stating that the $1,000 monthly cash flow is insignificant compared to the doctor's income potential [7]. Alternative Suggestions - Instead of the $250,000 car, Ramsey proposed purchasing a used Porsche for $75,000 to $100,000, utilizing part of the signing bonus [7]. - He highlighted that the difference in experience between the new and used Porsche is minimal, while the financial stress of a large purchase could be significant [8].

Core Insights - The discussion revolves around a caller's desire to purchase a $250,000 Porsche, with financial advice provided by Dave Ramsey, who surprisingly does not outright oppose the purchase given the caller's high income [1][2]. Financial Situation - The caller is a newly qualified cardiologist with an annual income of $650,000, and his wife earns $100,000, leading to a combined income of $750,000 [2]. - The caller owns two homes: one with a $150,000 mortgage generating $1,000 monthly profit as a rental, and another primary residence with a $300,000 mortgage [2][3]. - He is also expecting a signing bonus between $75,000 and $100,000 and has an emergency fund of $60,000 [2]. Advice Given - Despite the caller's high income, Ramsey advises against taking on a car payment, emphasizing the importance of not financing the luxury car [3]. - Ramsey suggests two alternatives: purchasing a cheaper, pre-owned Porsche with cash from the signing bonus or selling the rental property to eliminate the hassle, as the income from it is deemed insufficient compared to their high earnings [3][4].

Investment Philosophy Shift - From material possessions to belief in something, specifically Hyperliquid [1] - From tangible assets to strategic digital asset reserves [2] Aspirational Wealth Indicators (Then) - Luxury items: Porsche, luxury condo, home cinema, Rolex, business class flights [2] - Early retirement by 35 [2] Aspirational Wealth Indicators (Now) - High-end assets: Lamborghini, resort-style villa, Patek Philippe, personal chef and chauffeur, private jet [2] - Cryptocurrency holdings: ADA, ETH, Polkadot, Strategic Bitcoin Reserve [2] Market Sentiment - Expectation of a golden bull run [2]

As filed with the U.S. Securities and Exchange Commission on December 28, 2023 Registration No. 333-[●] UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CHEETAH NET SUPPLY CHAIN SERVICE INC. (Exact name of registrant as specified in its charter) (Primary Standard Industrial Classification Code Number) (I.R.S. Employer Identification Number) 6201 Fairview Road, Suite 225 Charlotte, North Carolina, 28210 (704) 972-0209 (Ad ...

(State or other jurisdiction of incorporation or organization) As filed with the U.S. Securities and Exchange Commission on April 7, 2023 Registration No. 333-[●] UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CHEETAH NET SUPPLY CHAIN SERVICE INC. (Exact name of registrant as specified in its charter) (Primary Standard Industrial Classification Code Number) North Carolina 5010 81-3509120 (I.R.S. Employer Identification ...