作者：李丹，华尔街见闻 按发行价计算，Figure上市后估值为53亿美元，以开盘价计算则达到76亿美元，到收盘，公司市值约 65.7亿美元。这一估值远超该司2021年风险投资轮次的32亿美元估值。 Figure的上市标志着加密货币领域企业拥抱公开市场的趋势延续。本周被视为美国今年IPO交易最繁忙 的一周。继Figure之后，亿万富翁Cameron和Tyler Winklevoss兄弟领导的知名加密货币交易所Gemini Space Station Inc.将于周五在纳斯达克上市。 Figure股价的强劲表现反映出投资者对基本面扎实的区块链公司持续兴趣，该公司已实现盈利，并在房 屋净值贷款等实际业务中应用区块链技术。 盈利能力稳步提升的区块链借贷平台 Figure成立于2018年，由前SoFi Technologies首席执行官Mike Cagney联合创立。公司开发区块链技术以 促进包括房屋净值信贷额度在内的贷款业务，目前已在区块链上资助超过160亿美元贷款。 递交监管方的文件显示，Figure的财务业绩稳健，今年上半年扭亏为盈，营收同比增长22%。 截至6月30日的六个月内，Figure实现净利润2910万 ...

Core Viewpoint - The successful IPO of Figure Technology Solutions Inc. marks a continuation of the trend of cryptocurrency-related companies entering the public market, reflecting strong investor interest in blockchain-based firms with solid fundamentals [1][3][7]. Group 1: Company Overview - Figure Technology Solutions Inc. debuted on NASDAQ under the ticker FIGR, opening at $36, a 44% increase from its IPO price of $25, and closing at $31.11, up 24.4% [1][2]. - The company raised $787.5 million by issuing 31.5 million shares, exceeding the initial offering of 26.65 million shares due to strong demand [2][7]. - Figure's market capitalization reached approximately $6.49 billion at the close of its first trading day, with a valuation of $5.3 billion based on the IPO price and $7.6 billion based on the opening price [3][4]. Group 2: Financial Performance - For the first half of the year, Figure reported a net profit of $29.1 million and revenue of $190.6 million, compared to a net loss of $15.6 million and revenue of $156 million in the same period last year [4]. - The company anticipates a full-year revenue of $341 million and a net profit of $17.2 million for 2024, a significant improvement from 2023's projected revenue of $209.6 million and a net loss of $47.9 million [4]. - Figure facilitated approximately $6 billion in home equity loans over the past 12 months, marking a 29% year-over-year increase [4]. Group 3: Market Position and Technology - Figure utilizes blockchain technology to enhance its lending operations, having funded over $16 billion in loans since its inception in 2018 [3][4]. - The company claims to be the largest player in the public blockchain space for real-world assets, with significant adoption among major mortgage lenders [5][6]. - The CEO emphasized the practical value of blockchain in financial services, aiming to simplify transactions by reducing the number of intermediaries involved [5][6]. Group 4: Industry Trends - The IPO of Figure is part of a broader trend of cryptocurrency and blockchain companies seeking public listings, with more IPOs expected, including the notable Gemini exchange [3][7]. - The demand for Figure's IPO led to an increase in the share count and pricing range, indicating strong market interest in blockchain-related investments [7][8].