Credit quality and underwriting were strong as a result of new AI-driven enhancements to risk modeling.Management noted that auto lending and small dollar loan products were especially popular and helped attract new business.Triple-digit gains across key business segments — as measured in loan originations and revenues — were not enough to stave off a 7% drop in Upstart Holding’s shares in after-market trading on Tuesday (Aug. 5). By completing this form, you agree to receive marketing communications from P ...

Upstart (UPST) Q2 2025 Earnings Call August 05, 2025 04:30 PM ET Company ParticipantsSonya Banerjee - VP & Head of Investor RelationsDave Girouard - Co-Founder & CEOPaul Gu - Co-Founder & Chief Technology OfficerSanjay Datta - Chief Financial OfficerPeter Christiansen - DirectorRamsey El-Assal - Managing DirectorSimon Clinch - MD - Financials ResearchReggie Smith - ED - Equity ResearchJames Faucette - Managing DirectorKyle Joseph - Managing DirectorJohn Hecht - Managing DirectorConference Call ParticipantsD ...