SoFi and Barclays are both online banks offering no-frills accounts with minimal fees and competitive interest rates. If you have simple banking needs and prefer to manage your accounts online, both SoFi and Barclays are worthwhile options. That said, is one bank better than the other? Here's a closer look at what SoFi and Barclays have to offer, and what type of customer each bank is best suited for. SoFi vs. Barclays: General overview About SoFi Social Finance Inc. — better known as SoFi — is an onl ...