A premium business rewards card can offer lucrative benefits for your business, including on purchases, travel benefits, statement credits, and redemption. 2 cards stand out from the crowded field: The Business Platinum Card® from American Express and the Sapphire Reserve for Business℠ .Both of these cards accomplish all of these benefits and much more. Still, one card stands out from the other. Here’s why.AdvertisementAmex Business Platinum Card vs. Chase Sapphire Reserve Business CardThe Amex Business Pla ...

Core Insights - Dell has restocked its online store with popular third-party tech brands such as Bose, Sony, Logitech, and Google Nest, which were removed over a year ago [1][10] - This restock is particularly beneficial for American Express Business Platinum cardholders, who can utilize their statement credits on these high-demand products [2][10] Product Availability - The current selection includes Bose headphones and earbuds, Sony audio devices, Logitech mice and keyboards, and Google Nest smart home accessories, significantly improving the previous offerings [3][8] - While some products like Google Pixel watches and Anker gear are still missing, the available items represent a solid mix of sought-after technology [3] Pricing Comparison - Prices for items like the Bose QuietComfort headphones are competitive when compared to Amazon, indicating that Dell's pricing strategy is aligned with market expectations [6][8] Consumer Benefits - The return of beloved Logitech devices and other popular tech products enhances options for consumers looking to upgrade their home and office setups [8] - The timing of this restock aligns well with the holiday shopping season, providing opportunities for significant savings when combined with Amex Business Platinum card credits [10]

Core Insights - The Business Platinum Card® from American Express has been refreshed, offering enhanced travel benefits and a higher annual fee of $895, making it a premium option for business travelers [1][11]. Benefits Overview - The card provides significant value through numerous statement credits, access to over 1,550 airport lounges, and a welcome bonus of 150,000 to 200,000 Membership Rewards points after spending $20,000 in the first 3 months [2][10]. - Enhanced benefits include elite status across three major hotel brands, rental car elite status, and various consumer and travel protections [3][8]. Rewards Structure - The card now offers 5x points on flights, prepaid hotels, and short-term rentals booked through AmexTravel.com, and 2x points on key U.S. business category purchases [6][10]. - The potential value of the welcome bonus is estimated at up to $4,400, with targeted offers reaching 250,000 points valued at approximately $5,500 [7][13]. Redemption Strategies - The best way to maximize Membership Rewards points is by transferring them to American Express's airline and hotel partners, which can yield high redemption values [14][45]. - Specific examples include booking business class flights with Air France, Thai Airways, and ANA, demonstrating the card's ability to provide significant savings compared to cash fares [19][25][41]. Conclusion - The updated Amex Business Platinum card stands out due to its extensive perks and the substantial welcome bonus, allowing users to book high-value travel experiences that would otherwise cost significantly more [45].

Core Points - The American Express Business Platinum Card offers a limited-time promotion of 150,000 Membership Rewards points and a $500 statement credit, contingent on meeting specific spending requirements [2][4][10] - The offer is valid until June 30, 2025, and requires spending $20,000 on eligible purchases within the first three months to earn the points, along with an additional $2,500 on qualifying flights to receive the statement credit [2][10] - The total value of the offer can exceed $2,000, especially when transferring points to travel partners, which can yield significantly higher redemption values [3][7][6] Offer Breakdown - The offer consists of two tiers: earning 150,000 points and a $500 statement credit, which can be maximized by incorporating flight bookings into the spending requirement [4][5] - If only the points are earned, the offer retains value, but the statement credit alone diminishes its overall worth [5][6] - The value of 150,000 points can vary widely based on redemption options, with potential values reaching over $2,600 for premium flight bookings [6][12][15] Redemption Options - Transferring points to travel partners can yield substantial value, with examples showing that 150,000 points can be worth over $1,500 when used for premium flights [7][12][15] - Specific examples include booking a business class flight to Frankfurt for 81,000 miles, valued at over $2,600, and a flight to Paris for 60,000 miles, worth over $3,000 [12][15] - Economy flights can also provide significant value, allowing for multiple bookings with the available points [18] Annual Fee Consideration - The American Express Business Platinum Card has a $695 annual fee, necessitating that cardholders derive sufficient value from the card's benefits to justify the cost [20] - Benefits such as airport lounge access, statement credits for Hilton and airline fees, and potential rewards from business spending can help offset the annual fee [20][23]

Overview - American Express offers two versions of its premier credit card: The Platinum Card® and The Business Platinum Card®, both providing similar benefits but tailored for different user needs [1] Annual Fee - Both the Amex Platinum and Amex Business Platinum have an identical annual fee of $895, meaning there is no cost advantage in choosing one over the other based solely on the annual fee [2] Welcome Bonus - The Amex Business Platinum offers a potentially higher welcome bonus of 150,000 to 200,000 Membership Rewards® points after spending $20,000 in the first 3 months, while the Amex Platinum offers up to 175,000 points after spending $8,000 in the first 6 months [7][20] Rewards Structure - The rewards rates differ slightly: - Amex Business Platinum: 5x points on flights and prepaid hotels booked through AmexTravel.com, 2x points on eligible purchases in key business categories, and 1x point on all other purchases [8][17] - Amex Platinum: 5x points for flights booked directly with airlines or through American Express Travel, and 1x point on all other purchases [6][20] Target Audience - The Amex Business Platinum is designed for business owners who frequently make large purchases, while the Amex Platinum is more suited for travelers who prefer flexibility in booking flights [9][12] Additional Perks and Benefits - Both cards provide access to the Amex Global Lounge Collection and elite status with Marriott Bonvoy and Hilton Honors, but the types of credits offered differ significantly [10][11] - The Business Platinum includes business-oriented credits, while the Platinum card offers a broader range of credits that may appeal to various users [11] Recommendations - The Amex Business Platinum is recommended for business owners who can maximize rewards on business expenses, while the Amex Platinum is better for frequent travelers who can benefit from its travel-related perks [12][18] Conclusion - Given the overlapping benefits, applying for both cards is generally not advisable; instead, exploring other American Express credit cards that offer Membership Rewards points may be more beneficial [21]