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The 2025 Yahoo Finance Awards: Best credit cards
Yahoo Finance· 2025-07-09 14:58
Core Insights - Yahoo Finance evaluates and compares credit cards to identify the best options for various financial goals, emphasizing that there is no one-size-fits-all card for consumers [1][2] Best Credit Cards by Category - The article presents the top credit cards for 2025 across multiple categories, including cash-back, travel, rewards, 0% APR, balance transfer, student, secured, and business cards [3] Best Cash-Back Credit Card - The Chase Freedom Unlimited is highlighted as the best cash-back credit card, offering a $0 annual fee, a welcome bonus of $200 after spending $500 in the first 3 months, and a rewards structure that includes up to 5% cash back in bonus categories and a minimum of 1.5% on all other purchases [6][7][8] Best Travel Credit Card - The Capital One Venture Rewards Credit Card is recommended for travel, featuring a $95 annual fee, a welcome offer of 75,000 miles after spending $4,000 in the first 3 months, and a rewards rate of 2x miles on every purchase [11][12][14] Best Rewards Credit Card - The Chase Sapphire Preferred Card is noted for its balance of everyday and travel rewards, with a $95 annual fee, a welcome offer of 75,000 bonus points after spending $5,000 in the first 3 months, and a rewards structure that includes 5x points on travel purchased through Chase Travel [16][17][19] Best 0% APR Credit Card - The Blue Cash Everyday Card from American Express is recognized for its 0% introductory APR on purchases for 15 months, a $0 annual fee, and a welcome offer of $200 statement credit after spending $2,000 in the first 6 months [21][22] Best Balance Transfer Card - The Citi Double Cash Card is highlighted for its 0% intro APR on balance transfers for the first 18 months, a $0 annual fee, and a cash-back structure that rewards 2% on every purchase [26][27] Best Student Credit Card - The Discover it Student Cash Back card is recommended for students, offering a $0 annual fee, a welcome offer of cash back matching at the end of the first year, and a rewards structure that includes 5% cash back in rotating categories [29][30][32] Best Secured Credit Card - The Capital One Quicksilver Secured Cash Rewards Credit Card is noted for its $0 annual fee and unlimited 1.5% cash back on every purchase, making it a strong option for building credit [34][35] Best Business Credit Card - The Ink Business Cash Credit Card from Chase is highlighted for its $0 annual fee, a welcome offer of $900 bonus cash back after spending $6,000 in the first 3 months, and a rewards structure that includes 5% cash back on eligible business expenses [39][40][42] Best Airline Credit Card - The New United Explorer Card is recommended for airline rewards, featuring a $0 intro annual fee for the first year, a welcome offer of 60,000 bonus miles after spending $3,000 in the first 3 months, and benefits like free checked bags and priority boarding [44][45][47] Best Grocery Credit Card - The Blue Cash Preferred Card from American Express is noted for its high rewards rate of 6% cash back on U.S. supermarket purchases (up to $6,000 annually), a $0 intro annual fee for the first year, and a welcome offer of $250 statement credit after spending $3,000 in the first 6 months [49][50][51]
Best airline credit cards for 2025
Yahoo Finance· 2024-09-11 22:47
Core Insights - The article emphasizes the importance of selecting the right credit card for booking flights to maximize rewards and benefits, highlighting that airline credit cards offer specific perks while general travel cards provide more flexibility [1][31]. Airline Credit Cards Overview - Airline credit cards are designed for travelers loyal to specific airlines, offering rewards and benefits such as free checked bags and priority boarding [32][34]. - Co-branded airline cards typically provide rewards tied to the airline, while general travel cards allow for broader redemption options across multiple airlines [35][38]. Key Features of Airline Credit Cards - Important features to consider include welcome bonuses, rewards rates aligned with spending habits, travel benefits like free checked bags, and fees associated with the card [38][40]. - The potential for elite status and the ability to transfer miles to various travel partners are also significant advantages of airline credit cards [43][45]. Specific Card Highlights - The Chase Sapphire Preferred Card offers 75,000 bonus points after spending $5,000 in the first 3 months, with a rewards rate of 5x points on travel purchased through Chase Travel [4][5]. - The Southwest Rapid Rewards Plus Credit Card provides 50,000 bonus points after spending $1,000 in the first 3 months, along with benefits like a free checked bag for the cardholder and additional passengers [8][9]. - The Delta SkyMiles Platinum American Express Card offers 90,000 bonus miles after spending $4,000 in the first 6 months, with benefits including a Companion Certificate and free checked bags [12][13]. General Travel Cards - General travel cards, such as the Chase Sapphire Preferred and American Express Gold Card, are recommended for those who do not have loyalty to a specific airline, as they provide elevated rewards on flights purchased directly from airlines [47][31]. - These cards offer flexibility in redeeming rewards across various travel partners, making them suitable for occasional travelers [35][38].