Payment Industry Dynamics - Ready card's cashback program for WeChat and Alipay has been discontinued, rendering the card ineffective in China [1] - The card was initially considered for elderly family members, with potential for covering daily expenses and providing a 5,000 RMB emergency cash withdrawal [1]

Card Functionality & Fees - Ready Card实体卡无隐藏费用，可绑定支付宝和微信用于小额支付 [1] - 支付宝和微信提供200元以内免外汇手续费的优惠 [1] - ATM取款每月有800美元的免费额度，约合10万日元现金，方便日常使用 [1] Payment Platform Support - Ready Card不支持Apple Pay，但支持Google Pay [1]

Card Overview - Ready Card requires an annual fee of 80U, but offers Black Friday discounts [1] - Initial spending of 1,500U earns a 10% cashback, totaling 150U [1] - Potential additional cashback of 300U (150U each in the latter half of the current month and the first half of the next month) [1] - Subsequent spending earns 3% cashback, capped at 150U per month, requiring a 5,000U monthly spend [1] - USDC is pegged at a 1:1 ratio [1] - Claims no hidden currency conversion fees (to be verified) [1] Competitive Advantages - Ready Card supports Chinese KYC, unlike Etherfi [1] - Ready Card supports WeChat and Alipay, unlike Bybit [2] Associated Links - Ready iOS Download link [3] - Etherfi link [3] - Bybit Card link [3]

Company Status - Dupay closed down [1] - A user found a balance of 1 thousand RMB in their Dupay account after its closure [1]

Product Overview - UR is a unified crypto and fiat account with 0% off-ramp fees [1] - UR supports multiple fiat currencies [1] - UR is now available to users in 45+ countries [1] - UR Mastercard debit card can be linked to Apple Pay, Google Pay, etc [1] Key Features - Users holding USDe can automatically earn up to 5% APY in the UR wallet [1] - UR facilitates global transfers and low-fee multi-currency fiat exchange [1]

Marketing Analysis - The industry views the marketing positioning of the paid "M-branded NFT U Card" as awkward [1] - For card organizations, credit cards are superior to debit cards, which are superior to prepaid cards, and U cards are considered the lowest tier within prepaid cards [1] Financial Alternatives - The industry suggests that with the budget for a U card, obtaining an ITIN with a mainland passport is a better alternative for accessing US credit cards [1] International Banking - Preparing overseas bank accounts and credit cards is recommended for seamless fund transfers [1]