Group 1 - American Express Company (NYSE:AXP) has reached an all-time high stock price, prompting discussions about raising price targets for the stock [1] - The company's recent earnings report was highlighted as exceptional, breaking a post-earnings losing streak, with strong performance in both domestic and overseas markets [2] - American Express has raised the low end of its full-year sales and earnings guidance, indicating positive growth expectations [2] Group 2 - The credit metrics for American Express are improving, with only 1.3% of card members' loans and receivables being 30 days or more past due, reflecting a healthy credit environment [2]

Group 1 - Affirm's stock (NASDAQ: AFRM) has increased over 20% in the last month due to strong quarterly performance and an optimistic outlook [2] - The growth was supported by an expanded partnership with Apple Pay for in-store purchases and new integrations with ServiceTitan and Stripe Terminal [2] - The U.S. Federal Reserve's 25-basis-point interest rate cut and potential future cuts have created a favorable market for AFRM stock [2] Group 2 - Paymentus stock (NYSE: PAY) is considered a more attractive investment compared to Affirm due to stronger long-term revenue growth, higher profitability, and better valuation [3] - Paymentus reported a quarterly revenue increase of 41.9%, while Affirm's revenue growth was 33.0% [6] - Paymentus' Last 12 Months revenue growth was 49.4%, surpassing Affirm's 38.8% [6] Group 3 - Paymentus has a stronger 3-year average margin of 3.7%, compared to Affirm's -20.9% [6]