Core Insights - CNO Financial Group, Inc. (CNO) is expected to experience continued growth due to strong collected premiums from annuity, life, and health products, along with rising new annualized premiums and higher fee revenues [1] - The company has a market capitalization of $4.2 billion and total assets of $38.3 billion, positioning it as a top-tier insurance company [2] Financial Performance - The Zacks Consensus Estimate for CNO Financial's 2025 earnings is $4.14 per share, reflecting a 4.3% year-over-year increase, with a further 4.4% increase projected for 2026 to $4.32 [3] - Revenue estimates for 2025 and 2026 are $3.78 billion and $3.9 billion, respectively, supported by improved collected premiums and higher fees [4] Investment and Technology - CNO has made significant investments in technology to enhance agent productivity and sales efficiency, utilizing digital tools and platforms to improve customer experience and attract younger customers [5] - The company's return on invested capital (ROIC) stands at 7.3%, well above the industry average of 2.1%, indicating superior capital efficiency [6] Capital Returns - CNO's capital returns remain strong, with approximately $411 million returned to shareholders through buybacks and dividends in 2024, and $259.9 million in share repurchases and $50 million in dividends during the first nine months of 2025 [7]