Core Viewpoint - Beach Cities Commercial Bank has appointed Thomas J. Inserra as President/CEO and Board Director effective February 2, 2026, pending regulatory approvals [1] Group 1: Leadership Appointment - Thomas J. Inserra brings a strong background in leading small business banks and has a commitment to serving the business community, making him a suitable fit for Beach Cities Commercial Bank [2] - Inserra previously served as CEO of Integro Bank and held senior roles at various financial institutions, including Pacific Mercantile Bancorp, Citibank, and Susquehanna Bank, along with a regulatory role at the FDIC [2][3] Group 2: Professional Background - Throughout his career, Inserra has focused on supporting small businesses, exemplified by his role as Founder and CEO of Integro Bank, which is an FDIC-insured institution [3] - He holds diplomas from Purdue University and the Stonier Graduate School of Banking at Wharton, and an MBA from the University of Phoenix [4] Group 3: Company Overview - Beach Cities Commercial Bank is headquartered in Irvine, California, and offers a wide range of commercial banking products and services across Southern California [5] - The bank provides services including commercial checking accounts, business lines of credit, SBA loans, and various deposit and loan products [5]

Company Overview - Potomac Bancshares, Inc. is the holding company for Bank of Charles Town (BCT), which was founded in 1871 and operates as a community bank [2] - As of March 31, 2025, BCT has approximately $896 million in assets and operates through one main office, eight branch offices, and two loan production offices [2] - BCT offers a variety of loan products including commercial lines and term loans, residential and commercial construction loans, and agricultural loans, and is a Small Business Administration (SBA) Preferred Lender [2] Recent Developments - The Board of Directors declared a quarterly cash dividend of $0.13 per share, payable to shareholders of record on July 31, 2025, with payment scheduled for August 7, 2025 [1] - BCT has received multiple accolades, including being voted as a "Top 200 Community Bank" by American Banker in 2023 and winning several categories in local readers' polls [2] Share Information - The shares of Potomac Bancshares, Inc. are quoted on the OTCID marketplace under the symbol "PTBS" [3] - Interested individuals can purchase shares through personal brokers or by contacting the company's EVP and CFO [3]

Group 1 - Somerset Trust Holding Company has qualified to trade on the OTCQX Best Market, upgrading from the Pink market [1][3] - The company began trading under the symbol "SOME" on the OTCQX market [2] - The OTCQX Market provides transparent trading and easy access to company information for shareholders, requiring community banks to meet high financial standards and comply with securities laws [3] Group 2 - Somerset Trust Holding Company is headquartered in Somerset, Pennsylvania, and operates Somerset Trust Company, a state-chartered bank with branches in southwestern Pennsylvania, northern Maryland, and northern Virginia [4] - The bank offers a variety of consumer and commercial lending and deposit products, as well as trust and investment management services [4] - Revenue sources for the company include residential real estate, commercial mortgage, consumer loans, investment and trust services, and a securities portfolio [4] Group 3 - OTC Markets Group Inc. operates regulated markets for trading 12,000 U.S. and international securities, with a focus on data-driven disclosure standards [5] - The company provides critical market infrastructure through its OTC Link Alternative Trading Systems, facilitating trading for broker-dealers [5]