Two small state banks were selected to pilot Visa's stablecoin settlement solution in the U.S. Credit: Karola G via Pexels. Key Takeaways Visa selected two small state banks to pilot stablecoin settlement in the United States. Cross River Bank and Lead Bank don’t have any significant retail footprint, nor do they have a national bank charter. However, they play a crucial role in the U.S. fintech ecosystem. Unless you’re actively involved in the intricacies of American fintech banking, you’ve probab ...