2025 Second Quarter Financial and Corporate Update July 29, 2025 Second Quarter 2025 Earnings Call Agenda Introduction Greg Shertzer Investor Relations R&D Update Pablo Cagnoni Head of Research & Development Commercial & Financial Results Christiana Stamoulis Chief Financial Officer Opening Remarks Bill Meury Chief Executive Officer Available for Q&A Matteo Trotta EVP, Head of U.S. Dermatology Mohamed Issa EVP, Head of U.S. Oncology Steven Stein Chief Medical Officer Closing Remarks Bill Meury Chief Executi ...

Financial Performance - PayPal's total payment volume (TPV) reached $443547 million, a 6% increase year-over-year (5% FXN)[33] - Revenue increased to $8288 million, up 5% year-over-year (5% FXN)[33] - Transaction margin dollars (TM$) grew by 7% to $3844 million[33] - TM$ excluding interest on customer balances increased by 8% to $3526 million[33] - Non-GAAP EPS increased by 18% to $140[33] Strategic Growth Drivers - Branded experiences TPV grew by 8%[10, 39] - Venmo TPV experienced growth exceeding 45%[11] - Venmo revenue grew over 20%[10, 14] - Global branded checkout traffic on the new checkout experience reached mid-teens % [10, 11] Account Metrics - Active accounts increased by 2% to 438 million[35] - Monthly active accounts (MAA) also increased by 2% to 226 million[35]

Financial Performance - Total revenue reached $758 million[12], with cloud communications revenue accounting for $552 million[12] - Cloud communications revenue experienced a year-over-year growth of 10%[12] - Adjusted EBITDA grew by 36% year-over-year, reaching $91 million[12] - Free cash flow increased by 26% year-over-year, totaling $57 million[12] Revenue Growth - Total revenue grew by 15% year-over-year[12] - 2Q25 total revenue growth was 9% year-over-year, normalized for campaign messaging revenue[19, 21] - 2Q25 cloud communications revenue growth was 8% year-over-year, normalized for campaign messaging revenue[19, 21] Customer Metrics - The company maintained strong customer loyalty, with a top 20 customer median tenure of 11 years[16] - Net Retention Rate was 112%[16, 38] - Average annual customer revenue increased by 16% year-over-year[38] Gross Margin and EBITDA - Non-GAAP gross margin expanded, reaching 59% in the first half of 2025[24] - 2Q25 Adjusted EBITDA grew by 17% year-over-year[28] - 2Q25 Adjusted EBITDA margin was 16%[28] Future Outlook - The company raised its full-year 2025 EBITDA guidance[42] - The company expects approximately 10% total revenue growth year-over-year for 2025, normalized for political campaign revenue[42, 43, 44, 46]

Our business delivered healthy results in Q2, led by MAU and Subscriber outperformance, Y/Y profitability improvement and strong Free Cash Flow* generation. The business added 18 million MAU in Q2 vs. guidance for 11 million, while Subscriber net additions of 8 million exceeded guidance by 3 million. Revenue grew 15% Y/Y on a constant currency* basis reflecting Premium and Ad-Supported growth. Outsized currency movements during the quarter impacted reported Revenue by €104 million vs. guidance. Gross Margin ...

Second Quarter 2025 Financial Results July 29, 2025 1 Cautionary Note Regarding Forward-Looking Statements Forward-looking statements are not guarantees of future performance and are subject to risks that could cause actual results to differ materially from those expressed or implied in such forward-looking statements, including, among others, risks related to: customer and segment concentration; reduction in customer revenue; erosion in customer market competitiveness; changing revenue mix and margins; unc ...

Financial Performance - Q2 2025 sales reached $6,113 million, with organic sales up by 6% year-over-year[4,15] - Adjusted operating profit increased by 10% year-over-year to $1,166 million, resulting in an adjusted operating margin of 19.1%, a 130 bps increase[4,15] - Adjusted EPS grew by 26% year-over-year to $0.92[4,15] - Free cash flow stood at $568 million[4,15] Segment Performance - Climate Solutions Americas (CSA) sales increased by 14% year-over-year to $3,252 million, driven by strong organic growth of 14%[16] Commercial sales within CSA grew by approximately 45%[4,16] - Climate Solutions Europe (CSE) sales increased by 5% year-over-year to $1,253 million[17] Heat pump units in Germany increased by over 50%[4,17] - Climate Solutions Asia Pacific Middle East & Africa (CSAME) sales decreased by 2% year-over-year to $882 million, with sales in China down by 11%[18] - Climate Solutions Transportation (CST) sales decreased by 25% year-over-year to $726 million[19] Strategic Initiatives and Capital Deployment - The company returned $2.3 billion to shareholders year-to-date through dividends and share repurchases[5] $1.9 billion in share repurchases year-to-date, on track to repurchase $3 billion by the end of 2025[4] - The company is on track to return approximately $3.8 billion to shareholders in 2025 through dividends and share repurchases[28] Guidance - The company reaffirmed its full-year 2025 sales guidance of approximately $23 billion with mid-single-digit organic growth[24,26] - The company reaffirmed its full-year 2025 adjusted EPS guidance of $3.00-$3.10, representing a 17-21% increase[24,27] - The company reaffirmed its full-year 2025 free cash flow guidance of $2.4-$2.6 billion[24,27]

Q2 2025 EARNINGS July 29, 2025 FORWARD-LOOKING STATEMENTS / NON-GAAP MEASURES This presentation and the related materials contain "forward-looking statements" within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995, as amended. These statements relate to future events or future performance of Norfolk Southern Corporation (NYSE: NSC) ("Norfolk Southern," "NS," the "Company," "we," "our," or "us") and involve known and unknown risks, uncertainties, and other ...

(US GAAP) Consolidated Results of Operations First quarter, year ending March 2026 July 2025 Nomura Holdings, Inc. © Nomura Outline Presentation Financial Supplement 1 ◼ Executive summary (p. 2) ◼ Overview of results (p. 3) ◼ Business segment results (p. 4) ◼ Wealth Management (p. 5-7) ◼ Investment Management (p. 8-9) ◼ Wholesale (p. 10-12) ◼ Banking (p. 13) ◼ Non-interest expenses (p. 14) ◼ Robust financial position (p. 15) ◼ Consolidated balance sheet (p. 17) ◼ Value at risk (p. 18) ◼ Consolidated financi ...

Financial Performance & Guidance - H1 2025 revenue reached €3,086 million, showing a +0.9% organic growth[17, 199] - The company is on track to deliver upgraded guidance for FY25[15, 197] - H1 2025 EBITA was €246 million[17, 200] - Cash Flow From Operations (CFFO) for FY25 is guided to be greater than €500 million[20, 201] - Free Cash Flow (FCF) is expected to be above €370 million in FY25[44] Strategic Priorities & Initiatives - The company focuses on profitable contracts, activities, and retail customer segments[22, 27] - The company aims to improve profitability in Europe through cost reductions, including a redundancy plan affecting 250 employees and 150 external contractors[22, 31, 33] - The company is working to resolve outstanding tax issues, potentially avoiding close to €100 million in negative cash outlay[23, 37] - The company is enhancing in-house production capabilities with STUDIOCANAL, achieving global box office revenue of $213 million and local box office revenue of $136 million[52, 59, 61, 63] Subscriber Base - The company's subscriber base saw a slight decrease of -1.2%, with 25.7 million subscribers in H1 25 compared to 26.0 million in H1 24[208, 210]

29 July 2025 Q2 2025 Activities Report ASX/LSE - RSG 1 For personal use only This presentation contains information about Resolute Mining Limited (Resolute or the Company) and its activities that is current as at the date of this presentation unless otherwise stated. The information in this presentation remains subject to change without notice. This presentation has been prepared by Resolute and no party other than Resolute has authorised or caused the issue, lodgement, submission, despatch or provision of ...